2026 Most Affordable Online Finance Degrees
Find the cheapest online finance degree on our list below. All tuition is manually collected and separately verified from school websites by the OnlineU research team.
Key Takeaways:
- Florida State College at Jacksonville ranked #1 for having the lowest tuition at $3,495 for its online Bachelor of Science in Financial Services.
- Some schools more than triple tuition for nonresidents (e.g., UNC Greensboro, FIU), while others offer flat rates regardless of residency.
We rank only institutionally accredited colleges that offer fully online degrees with NCES-verified online representation. Please review the full methodology for more details.
2026 Most Affordable Online Finance Degrees
| Rank | School | Program Length | Annual In-State Tuition | Annual Out-of-State Tuition |
|---|---|---|---|---|
| Florida State College at Jacksonville | 4 years | $3,495 | $6,812 | |
| University of North Carolina at Greensboro | 4 years | $4,422 | $21,396 | |
| Texas A&M University-Victoria | 4 years | $6,388 | $18,538 | |
| The University of Texas Permian Basin | 4 years | $6,576 | $6,576 | |
| Thomas Edison State University | 4 years | $7,044 | $9,122 | |
| Florida International University | 4 years | $7,068 | $20,706 | |
| Louisiana State University - Shreveport | 4 years | $7,069 | $7,069 | |
| Texas Woman's University | 4 years | $7,140 | $19,290 | |
| Southern Utah University | 4 years | $7,368 | $7,368 | |
| Texas A&M University - Central Texas | 4 years | $7,591 | $17,383 | |
| University of Houston - Downtown | 4 years | $7,755 | $20,055 | |
| Dickinson State University | 4 years | $7,770 | $7,770 | |
| Lamar University | 4 years | $7,784 | $19,934 | |
| Fort Hays State University | 4 years | $7,951 | $7,951 | |
| Old Dominion University | 4 years | $8,040 | $13,320 |
Comparing The Most Affordable Online Finance Degrees
An online finance degree is all about how money moves through organizations, markets, and economies. Across the list above of the cheapest finance degrees online, students study everything from corporate financial management and investments to banking systems, risk analysis, and data-forward decision-making.
Here are some examples of what finance programs cover from the list above:
At FSCJ, for example, students pursue an online bachelor’s in financial services with an applied emphasis on banking and financial markets.
’s online BS in finance pairs traditional finance coursework with AACSB-accredited business and accounting foundations.
’s online BBA in finance delves further into derivatives, financial engineering, and securities markets, which are usually topics reserved for higher-cost programs.
This list ranks the most affordable online finance bachelor’s degrees by in-state annual tuition, but cost alone isn't a strong enough reason to choose a program. This is a really big investment of money, sure, but also energy and time. That's why, alongside verified tuition data, we also want to dig into the details concerning program structure, salary outcomes, and student reviews to help you identify which affordable finance degrees offer the strongest long-term value.
If you want to look into a similar discipline, check out OnlineU's list of the most affordable online business degrees.
What Tuition Costs Reveal About Affordable Online Finance Degrees
This list shows just how wide the affordability gap can be among online finance bachelor’s degrees, even within the “low-cost” category.
Annual tuition ranges from $3,495 at FSCJ to $8,040 at ODU, a difference of more than $4,500 per year. Over four years, that gap compounds: an estimated $13,980 total at FSCJ compared with $32,160 at ODU. This just means that online students from schools at the top of the list could pay less than half the total tuition of those at the bottom.
FSCJ and UNCG stand out as extreme low-cost options, both coming in under $4,500 per year, while a large middle group — including TAMU-V, UTPB, TESU, FIU, and LSUS — clusters between $6,300 and $7,100 annually. This suggests that students don’t need to move far up in terms of cost to access a wide range of programs at relatively similar price points.
In other words, from roughly Rank #5 through Rank #13, yearly tuition varies by less than $800, indicating that many public universities have converged around a common “affordable” online finance degree tuition. For students comparing programs in this range, cost alone may not be the deciding factor, so let's look at some of the other things to consider.
Salary and Career Outcomes With an Online Bachelor’s in Finance
Below, are all the schools from the list of affordable finance degrees above that reported the salaries of their finance major alums:
A bachelor’s in finance can lead to a wide range of roles, and the earnings data from this list shows how quickly those outcomes can materialize.
Four years after graduation, several programs already post median earnings above $65,000, signaling early-career momentum. And across the list, the salary data reinforces that an affordable finance degree does not limit earning potential.
Instead, programs that pair low tuition with market-relevant skills — such as analytics, financial modeling, risk assessment, and credential preparation — illustrate how bachelor's graduates can enter finance careers with competitive early earnings while keeping total education costs under control.
A Bachelor’s Degree in Finance Opens More Doors Than Many Students Expect
CEO at Fig Tech
What quality signals should students look out for when choosing among the most affordable online finance bachelor's degrees?
"If you are interested in obtaining an online degree in finance, look for quality indicators when researching potential schools.
These include:
-
1) Regional Accreditation
-
2) Clearly reported Graduation Rates
-
3) Faculty with real world industry experience"
What careers are available for finance grads with a bachelor's?
"A bachelor's degree in finance opens more doors than many students expect. In my work leading a fintech lending company, I hire graduates for roles far beyond traditional banking."
How can students save money while getting a finance degree online?
"When students ask me how they can save money, I tell them to think strategically.
First, choose a well-established, online program that has clearly outlined tuition (avoid programs that hide costs).
Second, if possible, consider attending a community college first, then transferring those credits to the online program you choose.
I once mentored a student who was able to work part-time while he attended an online school, and because he planned his schedule each semester, he was able to graduate without taking out a large amount of debt."
EXPERT TIP
"UUֱ education does require discipline, but it also allows students the flexibility to pursue internship opportunities or entry level experience at the same time. Most importantly, your ability to develop practical skills related to the field will serve you better than your course work alone."
FAQs About Affordable Online Finance Bachelor's Degrees
How Does OnlineU Rank the Most Affordable Online Finance Bachelor’s Degrees?
To be considered for this ranking, a school must offer at least one fully online bachelor’s degree in finance or a closely related field, such as financial services, financial analysis, or business administration with a finance concentration.
All eligible institutions must hold institutional accreditation and report online enrollment data to NCES/IPEDS, which are maintained by the U.S. Department of Education. And only schools that publish a global or clearly defined online tuition rate are included.
OnlineU evaluates the most affordable online colleges using a standardized, transparent methodology designed to support fair comparisons among the cheapest degrees. Partner and non-partner institutions are assessed using the same criteria, and partner school relationships never influence rankings.
Final rankings are based solely on annual in-state tuition. All tuition figures are manually collected and verified from official institutional sources to ensure accuracy and consistency across the list.
What Can You Do With an Online Bachelor’s Degree in Finance?
Earning a bachelor's degree in finance online can be a fast track to entering the fields of economics, accounting, statistics, or banking.
While a business degree will cover the foundations of money management, finance degrees allow for students to explore additional branches of finance alongside its basic fundamentals. These four-year programs are available online, often making them more affordable and convenient than traditional on-campus studies. Graduates of a bachelor's in finance may go on to work as financial advisors, analysts, or examiners.
Others may want to pursue an affordable finance master's degree in order to study more complex investment strategies.
What Is the Cheapest Online Bachelor’s Degree in Finance in 2026?
Based on manually collected and verified tuition data by a team of OnlineU researchers, Florida State College at Jacksonville (FSCJ) offers the cheapest online bachelor’s degree in finance in 2026. FSCJ’s annual in-state tuition is $3,495, which is substantially lower than every other finance degree program on this list.
Over four years, that translates to an estimated $13,980 in total tuition, making FSCJ the clear cost leader for students seeking the lowest possible price point for an online finance degree.
The next closest budget option for a finance program is at UNC Greensboro, which comes in at $4,422 per year for in-state students. For context over the long term, that's nearly $1,000 more annually, which adds up to ~$4,000 more to reach program completion.
How Much Does an Affordable Online Finance Degree Cost Per Year?
Among the most affordable online finance bachelor’s degrees listed above, annual in-state tuition ranges from $3,495 to $8,040.
While FSCJ anchors the low end of the list, most programs cluster between $6,300 and $7,800 per year, including schools such as Texas A&M - Victoria, UT Permian Basin, Thomas Edison State University, FIU, and LSUS. This tight middle range suggests that once students move beyond the two lowest-cost options, many public universities price their online finance programs within a narrow range.
Student Reviews of Online Finance Programs
I am happy I picked CSU. They are Regionally Accredited effective 12/6/2022, but retroactive from 1/1/2022. It is all political don’t feel bad because it’s all about money. I like the school and the program. The classes are not easy, I’ve don’t in person classes at another school which I thought was easier than CSU. I’m a Junior at Columbia Southern University and I’m really excited they are now regionally accredited.
Review Date: 12/11/2022
Would Recommend: Yes
Helpful for Career: No
The good: Most of the professors are easy to talk to and are pretty good about answering questions. The seminars have mostly been fun and educational. Submitting assignments is pretty easy to do in their system. The not so good: Some professors do not answer your questions correctly when you ask. Had to ask at least 2 times to get them to answer exactly what I have asked. The text books are over 10 years old! Be prepared to have to learn all over again when you venture out into the real world as... Read More
Review Date: 3/16/2024
Would Recommend: Yes
Helpful for Career: No
I was shocked at all the negative reviews for the University. Mostly about billing and debt. I was never one to focus too much on reviews because there's so many good and bad reviews that would confuse me. Glad I didn't. I have a 20% discount through a business relationship Ashford has with my employer, as well as waiving the tech and book fees. Which I am blessed and so grateful for, but even if I did not have this, it would be okay. These bad reviews need to realize that degrees cost money, it... Read More
Review Date: 1/18/2020
Would Recommend: Yes
Helpful for Career: No
This school should 100% be rated higher, and I think they are working toward that. The finance program has boosted my earning power in the accounting field where I am already employed. The knowledge of have gained from the overall business program (as opposed to solely the finance core classes) has tremendously helped me expand my usefulness to my employer(s). Some of the online classes are better than others because some of the professors have surpassed others by using video lectures, Zoom meetings,... Read More
Review Date: 8/28/2022
Would Recommend: Yes
Helpful for Career: No
Columbia Southern University has a great curriculum. The advisors are very supportive. The resources for research papers are at your finger tips. The class setting and interaction really stimulate your mind and is sometimes challenging depending on the course. As long as your committed to reading more than your expected too, then you will do well in all the courses. The online schooling consist of a lot of reading, researching and writing. I think it is more challenging than a traditional class room... Read More
Review Date: 2/16/2017
Would Recommend: Yes
Helpful for Career: Yes
I have attended Rasmussen College since October 2014. I am honestly shocked at many of the reviews for Rasmussen. Rasmussen has treated me fairly the entire time. I have received helpful responses from my advisor and my teachers are quick to respond, also. The assignments are challenging and applicable to real work situations. I can see each course builds on prior courses, but also reinforces fundamentals. I feel Rasmussen is a great college and offers me the coursework and help to succeed in the... Read More
Review Date: 3/29/2016
Would Recommend: Yes
Helpful for Career: Yes
I started attending CTU in 2014. It is hard and I hope it will be worth it. What I am finding out is that students get little to no support from the university. Live chats are held twice a week and sometimes can be helpful, yet for some courses it is very difficult to get much out of the live chats. The online tutoring with the drop in tutoring is great and very helpful, however not all classes seem to have tutors available. It seems at least to me that I am teaching myself with most of the courses... Read More
Review Date: 8/30/2014
Would Recommend: No
Helpful for Career: No
Finishing up my time here at Ashford and it has been a journey. This school taught me a lot or should I say I taught myself a lot. This school gave me all the tools to do that. My major course study was tough. I hear it's one of the toughest here. I have heard that others are easier but I couldn't speculate. There are a lot of papers to write but you will get good at them. Eventually you will be able to snap off a 12 pager with ease. There will be some really dumb people in your classes at first... Read More
Review Date: 4/8/2016
Would Recommend: Yes
Helpful for Career: No
First of all, this school isn't a scam. It is most definitely a real and honest school. It is a Christian school, and I knew that going into it, however I think religion is incorporated too much into the classes. I think professors are encouraged to incorporate, but some professors expect much more out of it. I can understand some, but it is far too much. I previously attended a Christian 4 year university, and there was never integration. We were expected to take a religion class and there were... Read More
Review Date: 10/13/2016
Would Recommend: Yes
Helpful for Career: Yes
Ashford University (A for profit school) enables students to complete their degrees while finding time for family, work, etc. The undergraduate courses are 5 weeks long. The counselors and advisors were excellent and check in periodically to answer and questions the student may have. The quality of instructors varies as with any institution, albeit it is average. The curriculum engages the student and will require multiple papers. Do note that since courses are only 5 weeks long, students can expect... Read More
Review Date: 3/2/2017
Would Recommend: Yes
Helpful for Career: Yes
I have been attending CTUO for a little over a year where I have been enrolled in a Bachelor of Science program, with a concentration in Finance. Does the school have faults or deficiencies? Of course it does. I don't believe that every school will be a good-fit for everyone.
My initial exposure, with CTUO, was with my assigned student adviser. He was very good at answering my questions and soliciting responses to what I wanted to achieve in order to marry up my desires with what the school offered.... Read More
**Likes: I like that the school offers 5-week long courses, making it feasible to achieve a degree program in an accelerated fashion. That can mean a lot of work in a short span of time. Some friends and coworkers state that they need to be in a classroom environment or they might be easily distracted by family, friends, television or other activities. To them, I would not recommend CTU Online or any online college, for that matter. UUֱ education requires a student to have a lot of discipline and self-motivation in order to complete the courses. The important key, however, is a desire to learn. If an individual has little to no desire to learn, then he/she will gain little, no matter what the environment.
**Don't Like: One aspect of which I am not fond is the feedback assignments required of each student to provide to his classmates. We submit our assignments, read those of our classmates and respond to two of them, weekly. The logic behind this requirement is that we do not have the face-to-face interaction with our classmates by virtue of the technology. As such, this is one way to have the students interact with one another. Personally, even when I attend brick-n-mortar schools, I do not necessarily interact with my classmates. Not because I am antisocial (though there may be truth in that) but because my viewpoint is that I attend these classes to learn and garner an education, not to make additional friends.
Another aspect I do not like is that, no matter how many courses one takes each quarter, the assignments are due on the same day. This means that if you take two classes per quarter, you'll have two assignments due, at the same time (usually on Sunday, Monday and Wednesday) and part of which includes responding to two classmates per class.
In a brick-n-mortar environment, classes may be scheduled on differing days allowing for assignments to be staggered rather than simultaneously due.
**Instructors: As in any school, some instructors are better than others. I found most instructors to be knowledgeable and enthused about their field of study. However, some were not very good at conveying the information (you'll find this in any school). In these cases, it was up to me to learn on my own. A nice feature offered by CTUO are the resources made available to assist. You have access to online research libraries, tutorial services and a Learning Center where you might find similar chats covering the desired topic. Using such venues may allow you to find another source or individual from whom you can better understand the subject matter.
**Books and Material: I do not like having to access my books electronically. Call me old-fashioned but I prefer to have an actual book in my hands when reading or referencing material. CTUO seems to have gone to a standard where the books are published by "Works of Wonder" meaning that you cannot readily find other resources for the material such as on eBay, Amazon, etc. I would rather pay a few bucks to have the hard copy version of the text but discovered it is not always feasible with CTUO. Like many things in life, I don't like it but I can adjust.
**Information Technology: I found IT support to be very helpful, at least with the minor issues I encountered. It was great that the school provided MS Office 2010, at no additional cost to the student, as well as MS Project (for my Project Management class), and a pc video cam (for use with my Career Planning and Mgt class). I was also provided with actual books and a DVD for use with my Literature class.
**Transfer from CTUO: The caveat, with attending this school, is that the credits may not be fully transferable to a school that does not offer Quarter Semester Hours. Transferring to a local 4-yr state college, many of my credits have been accepted (not much of a need for Accounting or Financial Statement Analysis if going into Psychology).
However, I was not granted full credit. For instance, although my Literature course was accepted, I was only credited with 2.67 Semester Hours instead of the 4.00 identified by CTU. Nevertheless, my credits were accepted confirming, in my mind, that the school is accredited. Otherwise, I would assume none would be accepted.
**Costs: As a military member, I pay $210 per credit hour as compared to $250 per credit hour at my local college. A main difference, between the two, is that while a member of my state militia, I can attend a local school for very little to no money, out-of-pocket. Again, my reasoning for having attended CTU Online was due to the accelerated courses and my circumstances that dictated I obtain my degree as quickly as possible; circumstance that have since changed.
**Job Placement: I cannot speak to anything with respect to this as I have not yet been in need of these services.
**OVERALL: This is only my opinion based on my personal experience, with this institution, but I have very much enjoyed my experiences at CTU. My reason for leaving is that I am changing my major, from Finance to clinical Psychology, which is not offered there. If not for this, I probably would stay as it offers the benefits, services, and features that I desire from a school.
Review Date: 2/25/2013
Would Recommend: Yes
Helpful for Career: No
I'm very unsatisfied. It has done little to enhance my knowledge. I had a 3.42 GPA my first few months give or take about .03 points but got dropped because one teacher graded few assignments so finished with a low c abd my GPA dropped to a 2.68. I've had bad experiences with half the instructors. Everytime I get up to a 3 or higher they accuse me of plagiarism even though even I run through checker it rates at a zero or one percent similarities and everything is document therefore instead of getting... Read More
Review Date: 8/20/2014
Would Recommend: No
Helpful for Career: No
There are a lot of negative reviews for National University. After spending four mostly great years there I was pretty surprised to read such negative remarks. I cannot speak about the situation with Financial Aid as I pay for my classes, so I had no experience with that. However, the set up of the online classes is amazing and easy to navigate. About 98% of my teachers were amazingly helpful and I have taken over 20 classes there. The instructors have been very considerate of the students needs.... Read More
Review Date: 3/13/2015
Would Recommend: Yes
Helpful for Career: No
University of South Florida is a very diverse and inclusive environment. Many of the course are ranked at a very competitive level and the professor are quite knowledgeable in their areas of study. The work / life balance on this campus is also pretty impressive and I was able to complete my degree with a great GPA while also creating bonds and making some fun college memories.
Review Date: 2/1/2017
Would Recommend: Yes
Helpful for Career: Yes
CSU has been the best school ever! I finished my Bachelor's in Business Administration with a concentration in Finance in 2014. I attempted to try out other schools but their customer service skills led me right back to CSU. I was concerned about the accreditation but I have already been offered a new job using the degree I receive from CSU. I graduated 09/2014 and I got a job by 02/2015. The book grant is amazing and I think that is what keeps me coming back to CSU.
Review Date: 3/9/2015
Would Recommend: Yes
Helpful for Career: Yes
Also my experience at Wayne State University has been mostly positive, I definitely think there are better options for business fields than at the Mike Ilitch School of Business. They don’t focus much on business at WSU than they do with the medical or health majors.
Review Date: 2/9/2026
Would Recommend: Yes
Helpful for Career: Yes
MSU Denver is an okay college . If your main goal is to save some money or work frequently while attending college this is for you ! It honestly won’t be my first choice because of the location ( moderate crime area ) . However the college of business is stellar ! The teachers are awesome but use rate my professor. The curriculum wasn’t too bad. There are also free food opportunities and great ways to get involved . The other downsides is parking is expensive and the light rail was 150 dollars per... Read More
Review Date: 1/22/2024
Would Recommend: Yes
Helpful for Career: No
The UNF campus feels like home. The grounds are always maintained with plenty of greenery and you will even find little animal friends along your class commute. The campus itself is a wildlife sanctuary! You will run into curious turtles, baby alligators, snakes and plenty of birds. Other than the scenery, they have an amazing academic staff. Every professor truly wants to. be there and makes your education feel respected and valuable. The college is also is a solid location, closed to shops, restaurants,... Read More
Review Date: 2/9/2026
Would Recommend: Yes
Helpful for Career: Yes
I feel like the University of Wisconsin-La Crosse had everything I could dream of. I feel like it had the small town feel, but still had a student population where you didn't have class with the same people every-time. I really enjoyed the campus layout as well. It was all close-knit together and that really helped especially during the cold and snowy Wisconsin winter months. The academics were really good as well, as I believe UWL is the best value school in Wisconsin when I looked up “best colleges... Read More
Review Date: 2/9/2026
Would Recommend: Yes
Helpful for Career: Yes
Good school, poor campus life support of clubs. Career services is more focused on getting you a job than getting you in a career that is a good fit. The professors in the business school are fantastic! They are incredibly passionate about their work and have real-world experience that they draw in to the classroom.
Review Date: 5/25/2022
Would Recommend: Yes
Helpful for Career: No