The demand for a cheap psychology degree online has risen, offering flexibility and accessibility for students. These affordable bachelor's programs explore psychological principles, behavioral analysis, and cognitive processes, preparing graduates for careers in counseling, human resources, and research. Accreditation ensures curriculum quality and job market value, while online platforms provide diverse courses tailored to your interests.
Key Takeaways:
- National University not only ranks #1 overall for affordability but also excels in the top 6% nationally for earnings.
- Even though Avila University is ranked #26 for affordability, it boasts the lowest student-to-faculty ratio at 10:1 for personalized education.
- Columbia Southern University ranks #18 for affordability and hosts over 11,000 fully online students, making it the most popular online school on our list.
Our team carefully checks tuition rates to showcase the most affordable online degrees. Every featured institution is accredited and provides fully online programs with clear costs. Learn more in our methodology.
2025 Most Affordable UUÖ±²¥s for Psychology Degrees
Overview of Affordable Online Psychology Degrees
There are many online options for students who would like to pursue a degree in psychology. Each prospective student should determine whether their chosen school is accredited. The accreditation process confirms whether a program is credible and of high quality. A school's academic programs, faculty, facilities, and student services are evaluated according to national standards. Accreditation is often required if a student wants to transfer credits between schools, enter a graduate-level program, or be eligible for federal financial aid. Students can search the or the databases for more information.
Not only can schools earn accreditation for the entire institution, they can receive programmatic accreditation for the individual programs they offer. The recognized accrediting authority for online psychology programs is the APA's Commission on Accreditation. The contains a list of accredited programs that meet industry standards and expectations. Provided students have attended credible, accredited schools, their online degrees should command the same respect and create similar opportunities as on-campus degrees. The curriculum will also be comparable, as the same faculty often teach online courses.
Online degrees are available at the bachelor's, master's, and doctoral levels, which means students may be able to become psychologists entirely through online education. Of course, this process often integrates in-person requirements with remote study, especially at the higher degree levels. Also, before a person can practice, they must adhere to their state's licensing laws, which often require an internship and 1-2 years of supervised experience in the field.
How Long Does It Take to Earn a Psychology Degree Online?
Typically, an online psychology program requires students to complete 120-126 credit hours. About half of these credits are general education courses, while the other half consists of psychology courses. Most programs are designed to be completed in four years of full-time study. A few schools also offer accelerated programs that can be completed in as little as two years.
For those who are intent on saving time and money while earning a psychology degree, three options are available:
1. Students with completed college-level coursework may transfer those credits to apply them toward their total.
2. Some online schools allow students to take exams for certain classes in lieu of taking them. A passing grade demonstrates a thorough knowledge of the material.
3. Some schools offer credit for prior work or military experience by examining a student's records and past job performance in a prior learning assessment to determine whether they can bypass a related course.
Common Psychology Courses
The following lists common courses for those pursuing an undergraduate psychology degree. Depending on the school, some topics are taught as core courses while others are considered electives. In addition, some courses may be required for admittance into graduate programs.
Abnormal Psychology
This class surveys common mental disorders, including their causes and treatments. These illnesses include schizophrenia, social anxiety disorder, bipolar disorder, depression, addiction, and eating disorders. The coursework explores how psychologists assess patients and implement treatment plans in their clinical practice.
Clinical Psychology
Clinical psychologists evaluate, diagnose, and treat patients experiencing psychological distress and mental illness. A course in clinical psychology gives students a broad overview of essential topics, such as patient assessments, common disorders, and ethical considerations.
Developmental Psychology
This course delves into the study of human development, from infancy to adolescence and late adulthood. The coursework may cover topics, such as family relationships, emotional development, and adaptations to aging. Most psychology majors take a course on the full spectrum of human development or one that focuses on a specialization, such as early childhood development.
General Psychology
General psychology is a popular liberal arts elective for undergraduate students. The coursework often begins with a brief introduction to the history of psychology before moving into a broader range of topics, including consciousness, motivation, perception, emotion, learning, and abnormal behavior.
Human Behavior
This course invites students to study the way biological, psychological, and social factors influence human interaction. Specifically, students examine how social norms, ethics, and diversity shape values, perspectives, and identities. The curriculum may also cover the evolution of human behavior across the lifespan.
Neuroscience
This introductory course touches on a diverse array of science-oriented topics related to human development. Neuroscientists combine elements of psychology with biology, chemistry, and other sciences to better understand how the brain and nervous system affect human behavior.
Social Psychology
This course focuses on how people view, interpret, and respond to their social environments. Specific areas of discussion often include the self, attitudes, emotions, peer pressure, competition, and prejudice. Many students find that they can practically apply this content to improve their daily lives.
Applying to an Online Psychology Program
The admission requirements and school selectivity for prospective psychology students are the same at most schools — whether the program is on campus or online. Applicants must have a high school diploma or an equivalent. Additional prerequisites vary by school but often include a minimum high school GPA of 2.5 and favorable scores on standardized college entrance exams. Students transferring to a school after completing some college coursework elsewhere may also be required to have a cumulative GPA of at least 2.5.
When applying for an online bachelor's program, potential students often need to submit the following items:
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An application fee
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Official transcripts from all previously attended schools
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Scores on standardized tests, such as the ACT or SAT
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Letter(s) of recommendation from former teachers, coaches, clergy, or supervisors who are familiar with the applicant's character
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Personal essay(s) about the applicant’s interests, goals, and personality
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A resume or list of extracurricular activities demonstrating teamwork, service to the student's community, and/or leadership abilities
How Much Does an Online Psychology Degree Cost?
Tuition is an important factor for many students in their college decision. According to the , average annual tuition fees range from $10,940 for four-year public schools to $39,400 for four-year private schools. The College Board also estimates an additional $1,240 annually for books and other supplies.
However, there are ways to make college more affordable. For example, at some schools, out-of-state distance learners pay the same tuition rates as in-state students, but this varies according to a student's specific situation, from the number of transfer credits they have to their program's length. Therefore, students should compare the in-person and online tuition costs for the psychology program of their chosen school before applying.
Aside from tuition, all students pay for books and supplies, but online students usually don't pay for room and board, transportation, or other campus-based fees.
Some online schools advertise themselves as "tuition-free" colleges, but students should investigate these programs carefully before enrolling. Although they don't charge tuition, these schools generally charge other fees that are equal to the tuition rates at many schools. Additionally, some of these schools are not accredited, which poses a significant problem for psychology students. To practice psychology, most states require , but to become a licensed psychologist, the degree obtained needs to be from an accredited college.
Funding an Online Psychology Program
Online students enrolled in accredited bachelor's programs in psychology generally have the same access to financial aid as on-campus students. To apply for financial assistance, all students should submit a Free Application for Federal Student Aid (FAFSA). Even if they think they may not be eligible, enrollees may qualify for government/school grants and scholarships — which they don't have to repay — or low-interest loans.
To help with affordability, students may choose options that do not have to be repaid, such as grants, scholarships, fellowships, and work-study programs. Other forms of aid are only available to students of accredited schools, such as federal and private loans. Federal student loans offered through the government are generally preferred over private student loans offered by banks and lending institutions because they tend to have lower interest rates and better repayment terms.
When selecting an online psychology degree program, prospective students may want to consult the financial aid offices at the schools they’re interested in as part of their school search process.
Scholarships for Online Psychology Students
Scholarships, grants, and other funding are available through various professional organizations, and some financing opportunities are designed specifically for psychology majors in bachelor’s programs or related graduate degrees and doctoral programs. The following is a sampling of scholarships available to online psychology students that are funded by private organizations and therefore require separate applications:
American Psychological Foundation (APF) Scholarships
The APF is the grant-making affiliate of the APA. Undergraduate psychology students may apply for a wide selection of APF grants, scholarships, and fellowships, with awards ranging from .
National Institutes of Health (NIH) Undergraduate Scholarship
Undergraduates from disadvantaged backgrounds planning careers in behavioral science research may qualify for this NIH scholarship. The award includes per academic year in scholarship money, a summer internship at the NIH, and at least one year of full-time employment at the NIH after graduation.
Sharon Stephens Brehm Undergraduate Psychology Scholarship
Administered by the APA, these scholarships of each are awarded to psychology undergraduates who demonstrate both financial need and academic excellence.
Other organizations, such as the , offer scholarships to promote the study of mental health. Certain colleges and universities, including the and the , provide funding to select undergraduate and graduate students interested in studying psychology and human behavior. Below are some additional opportunities to explore:
Does a Psychology Degree Pay Well?
One of the reasons online psychology degrees are so popular is because they are flexible. A generalist degree in psychology allows students to follow a multitude of career paths in psychology, many of which offer more desirable salaries.
The BLS lists the for workers with a bachelor's degree in psychology: registered nurse, social worker, elementary school teacher, and personal service manager. Please note that some of these roles require additional certifications. The most common occupational groups were in the fields of management, community and social services, educational instruction and library, healthcare, and administrative support. The current median salaries and job outlooks for these occupations vary widely. For example, those in administrative support roles earn salaries between $31,110 and $47,560, while those in managerial roles may earn salaries ranging from $69,600 to $141,490.
An advanced degree is required for those who want to work as practicing psychologists, a career with a salary that pays well. In May 2020, a licensed, practicing psychologist earned an annual salary between $79,820 and $105,780. Similarly, clinical and research psychologists must have a doctoral degree in psychology, while school psychologists, industrial-organizational psychologists, and psychological assistants must have master's degrees in clinical psychology.
Careers for Psychology Graduates
The published by the Bureau of Labor Statistics (BLS) lists many career opportunities for psychology graduates, though graduate studies may be required.
School and Career Counselors
can work at public and private high schools, community colleges, and universities. They help students identify their aptitudes and interests while assisting them in researching educational expectations for specific careers. School/career counselors must have a master's degree, and in some states, they must also obtain licensure.
Social Workers
Graduates interested in social work may consider becoming case managers, helping individuals address problems in their everyday lives. For example, after evaluating clients' needs, may provide counseling, identify useful resources, and support them by enrolling them in services or programs.
High School Teachers
Graduates who've earned bachelor's degrees can qualify to become elementary or by earning a teaching credential. Elementary teachers typically teach all subjects, while high school teachers specialize in specific subjects, earning slightly more.
Is an Online Bachelor's in Psychology Worth It?
An online bachelor's degree in psychology may be worthwhile, but individuals must weigh the costs and advantages for themselves. Here are some pros and cons to get you started:
Potential Benefits
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This is a versatile degree. Alumni may immediately join the workforce across diverse fields or secure psychology-related work that may strengthen their graduate school applications.
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Studying psychology may help students develop personal attributes, such as empathy and sensitivity, and it can also help workers gain that they can apply in the field, from critical thinking to oral comprehension.
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An online degree allows students to choose from a broader selection of schools without moving to a new location. This allows prospective students to select a program that best meets their budget, interests, and career goals.
Potential Drawbacks
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For those wanting to become psychologists, a bachelor's degree is often only the first step in an educational path lasting up to 10 years. Students must go on to obtain doctoral degrees and licensure.
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Without opportunities to connect in person with peers and faculty, online learning may present challenges when it comes to building relationships and networking.
Student Reviews of Online Psychology Programs
The Instructor's are great, the people that run the school and what not are stingy, and arrogant..I really like the intellapath it is state of the art when it comes to learning who ever put intellapath together needs an award seriously. But other than the people that work in the Office it is an alright school.
Review Date: 6/8/2024
Would Recommend: Yes
Helpful for Career: No
For anybody that is like me and decided to go back to School after 20 years or some reason it's just starting out. I think this is the best school and I say this because they're very attentive to needs. They care they call me if you like you haven't been in touch in a while and Instructors are great for the most part day.Even try to get ahold of you when they haven't heard from you.It's just that a great all around well rounded school
Review Date: 7/30/2025
Would Recommend: Yes
Helpful for Career: Yes
Review for the University of Phoenix
From the very beginning of my journey, the University of Phoenix has been absolutely wonderful. Taylor was the very first person who helped me get started, and she made everything so easy and welcoming. Since then, every experience I’ve had—with professors, staff, and support services—has been consistently positive.
Any time I’ve called with a question or needed help, I’ve been met with professionalism, kindness, and genuine care. Everyone I’ve interacted with has... Read More
Thank you, University of Phoenix, for making me feel seen, supported, and capable every step of the way. I truly appreciate everything you’ve done for me.
Sincerely,
Ana Alaniz
Review Date: 6/11/2025
Would Recommend: Yes
Helpful for Career: Yes
I have been going here for this year I have had two familyembers to padss away since I started and I explained back at the beginning of school that I could not do 2 classes this year in college but they put me in a rotation anyway after I said I could not do it.I have called them several times after because they kept giving me 2 classes this passed month I dropped this class on time but was told I didn't I dropped on 25th by calling but was told I didn't do it on time dead line was 27th they kept... Read More
Review Date: 10/23/2022
Would Recommend: No
Helpful for Career: No
I’m so frustrated with the terrible communication I’ve been receiving at this school. They offer a student counselor who helps you with everything, but mines incredibly bad at communication. I had to ask him to enroll me in my next classes because he hadn’t yet. I’m also switching my major and have asked him several times to do so, to which he responded that I needed to wait, which I did. Well, I’m finally starting my new set of classes and he enrolled me in the wrong classes and again did not change... Read More
Review Date: 1/13/2023
Would Recommend: No
Helpful for Career: No
Tuition Cost: This college cost me just under $30k, and I completed my degree within 2 years. If you are a full-time student, you could complete your degree in less time. I was a part-time student for 1 year and a full-time student for my final year. They offer many ways to cut down tuition costs, but you have to ask your counselor for info. Overall, the cost for me was affordable considering most bachelor's programs are over 40k.
Staff Professionalism: Most professors were extremely professional,... Read More
Review Date: 8/10/2024
Would Recommend: Yes
Helpful for Career: No
I liked the FlexPath format and how I was able to move along. My academic counselor was always helpful but like any other school, there are areas of improvement. It is a good school to attend. The curriculum offered is current and not outdated. If you go through the FlexPath format, be prepared to right and work for it. This degree helped me obtain a promotion in my job.
Review Date: 9/7/2023
Would Recommend: Yes
Helpful for Career: Yes
I had an amazing experience with Capella! I completed the flexpath general psychology bachelors program. I transferred in with an associates degree. I was able to complete my degree in 3 months! I am so grateful for Capella. I really enjoyed my classes and all of my professors were amazing! The assignments were mainly all essays, but the professors provided rubrics! It’s crazy to think that I was able to accomplish a goal that I’ve been struggling with. The competency based model is perfect for anyone... Read More
Review Date: 7/2/2023
Would Recommend: Yes
Helpful for Career: Yes
My experience at PG has been an incredible adventure. I have learned so much and have met some incredible people. I am definitely happy I decided to make this incredible journey at Purdue University Global. I will always remember my experiences here.
Review Date: 9/29/2022
Would Recommend: Yes
Helpful for Career: No
If it weren't for UMGC and the amazing staff and teachers, I would have never finished college. I love this school so much that I plan to go back for my masters. It was a great experience with professors who are more than willing to help and respond quickly.
Review Date: 7/22/2022
Would Recommend: Yes
Helpful for Career: No
First, let's address the elephant in the room... I see a few low-star reviews. Unfortunately, your education will only be as good as the effort you put into it. If you see an assignment and only do the bare minimum to get the grade, that's what you will have. You must be a self-starter and study the material to grasp the information thoroughly. The assignment gives you a great starting point, but a learner should go further and learn until they know what they want. Second, my experience was great.... Read More
Review Date: 5/25/2023
Would Recommend: Yes
Helpful for Career: No
Academics at Walden are good. Not great but I have learned a great deal. The resources are good however they charge a "technology" fee (currently $150 a term) on top of tuition and most courses required a book that you need to pay for additionally. While there is financial aid refunds and book advances....the most recent course required a book that was $100 and couldn't be purchased used because it was a brand new edition. We only used maybe 50 pages of reading material out of this book. The instructors,... Read More
Review Date: 4/26/2020
Would Recommend: No
Helpful for Career: No
*I am a US Navy Veteran and there is no choice provided for veterans, other than active or retired. My experience has been a great one. The faculty are all very well-versed in their respective areas of study and the level of experience is evident when they begin explaining experiential topics. The online environment is amazing, as I am a working adult with life experiences. Sitting in a class with 18-20 somethings who are too concerned with social justice than the studies they are there for would... Read More
Review Date: 4/23/2021
Would Recommend: Yes
Helpful for Career: No
This university is great for those on a budget. It is not as cheap as two-year community colleges, but it is significantly cheaper than most four-year schools. The University of Houston Downtown is half the price a semester as the University of Houston and it is significantly cheaper than Sam Houston State. I attended Sam Houston for a year and it cost me 10 grand a semester because I had to live on campus with a meal plan. With UHD it was 3 to 4 grand a semester to take as many classes that I was... Read More
Review Date: 5/4/2019
Would Recommend: Yes
Helpful for Career: Yes
This college has changed my life exponentially. When I began my Bachelor's program here I had no idea how much it would change my life for the better, not just through education but through wonderful people and professors I was able to connect with throughout the online program. The online platform is wonderful for watching lectures and discussing material with fellow students and the professors. Responses are quick and helpful from the professors and the truly are there to help the students succeed.... Read More
Review Date: 11/11/2019
Would Recommend: Yes
Helpful for Career: Yes
UMass Amherst was an amazing experience. I obtained my degree online, but I never felt like I was cheated at all out of a great education. I feel like I received an amazing education and was supported all the way to the end. There was always someone there to help me either over the phone or through email. The teachers and other students were wonderful to work with and I feel the education that I received has prepared me for my journey through grad school and gave me the tools that I need to be successful.... Read More
Review Date: 7/22/2018
Would Recommend: Yes
Helpful for Career: No
I am very glad I chose to attend Southern New Hampshire University. The cost was very affordable compared to other undergraduate schools and the quality of my education was outstanding. There were hundreds of courses to choose from that were all very interesting. I would highly recommend this school to anyone who is looking for a large variety of courses to choose from along with a flexible online schedule.
Review Date: 3/16/2017
Would Recommend: Yes
Helpful for Career: Yes
WSU has a great undergrad program for psychology, especially for students looking to pursue their degree online. There are a wide variety of courses, and different opportunities to enhance your learning experience through different roles not normally seen in online programs. WSU provides teaching assistant roles, research assistant roles, all of which enhance the learning experience. I was really impressed with my experience with WSU, and would recommend the program to any student, especially those... Read More
Review Date: 6/14/2018
Would Recommend: Yes
Helpful for Career: No
My degree program was manageable for adults who are working and/or have children. In this program, one course was taken at a time for 6 weeks. The program included a lot of group interaction and projects. The book and class materials will included in the tuition so any materials needed for the classes were online. I felt that this program included a lot of self-teaching. The professors could be emailed when there were questions or difficulties, but there were not videos or webinars that would instruct... Read More
Review Date: 11/5/2018
Would Recommend: Yes
Helpful for Career: Yes
Rowan University is an excellent University to complete your undergraduate career. The Psychology department is full of knowledgeable, competent and dedicated professors who understand the materials they are teaching. Dr.Kerth the head of the department is beyond wonderful and made my transition into the Psycyhology department seamless.
Review Date: 3/25/2017
Would Recommend: Yes
Helpful for Career: Yes