2025 Most Affordable Online Master's Degrees in Special Education
The cheapest online special education master’s degrees provide an affordable, flexible way to gain advanced training for educators and career-changers alike. We interviewed an expert in the field about how online special education master’s programs can effectively prepare teachers navigate the growing mental health challenges facing today’s students.
Key Takeaways:
- Fitchburg State University offers its online M.Ed. in Special Education for just $3,802 per year — the lowest cost on our list.
- Southwestern Oklahoma State University leads in graduate earnings with a median salary of $68,761 among special education graduates.
- The University of Central Arkansas has a 98% recommendation rate based on graduate surveys we collect.
All tuition figures are manually verified and all are under $6,100 per year. View our methodology to learn how we evaluate affordability and student outcomes.
2025 Most Affordable Online Master's Degrees in Special Education
| Rank | School | Location | Annual Tuition |
|---|---|---|---|
| Fitchburg State University | Fitchburg (MA) | $3,802 | |
| Arkansas Tech University | Russellville (AR) | $4,717 | |
| University of the Cumberlands | Williamsburg (KY) | $4,725 | |
| Southwestern Oklahoma State University | Weatherford (OK) | $4,846 | |
| Wichita State University | Wichita (KS) | $5,083 | |
| Buena Vista University | Storm Lake (IA) | $5,400 | |
| Northwestern College - IA | Orange City (IA) | $5,400 | |
| Albany State University | Albany (GA) | $5,544 | |
| Morningside University | Sioux City (IA) | $5,568 | |
| Southeast Missouri State University | Cape Girardeau (MO) | $5,744 | |
| Kennesaw State University | Kennesaw (GA) | $5,895 | |
| Drury University | Springfield (MO) | $5,925 | |
| American College of Education | Chicago (IL) | $5,992 | |
| Baker University | Multiple Locations | $6,039 | |
| University of Central Arkansas | Conway (AR) | $6,048 |
The Most Affordable Online Master’s Degrees in Special Education: What the Data Says
In a time when educators are under pressure to meet diverse classroom needs while balancing tight budgets, choosing the right master’s program in special education is a high-stakes decision. Our analysis features 15 online master’s in special education programs with tuition under $6,100. That's well below the national average, where many graduate programs in this field cost over $15,000 per year. The median tuition across our list is just $5,568, offering a rare opportunity to pursue specialized credentials without excessive debt.
But cost is just the starting point. We also gathered exclusive data on student satisfaction, graduate earnings (specific to each program), recommendation rates, and online enrollment figures. This guide unpacks not only which schools offer the lowest tuition but which ones deliver real post-graduation value — and why that matters more than ever for future special educators.
Why Tuition Isn’t the Whole Story — But Still Matters Most
Let’s be clear: affordability is the driving force behind this ranking. Fitchburg State University earns the top spot with yearly tuition just $3,802, but all special education programs in our top five fall below $5,100. These are numbers that can make a meaningful difference for career changers, paraprofessionals, or current teachers seeking upward mobility without incurring crushing debt.
However, affordability doesn’t mean sacrificing support or outcomes. Programs like Southwestern Oklahoma State University (SWOSU) and Wichita State University (WSU) show how low tuition can coexist with strong earnings potential and positive student feedback.
SWOSU graduates report a median salary of $68,761, placing their special education master's in the top third for earnings among its peers.
³’s 80% recommendation rate signals a student experience that matches the value.
Student Endorsements: An Indicator of Quality
Many of our special education program rankings ignore how students actually feel about their experience. That’s where our data stands apart. We surveyed alumni directly to measure how many would recommend their program — a powerful, often overlooked metric of real-world quality.
UCA boasts a 98% recommendation rate—our highest—paired with strong review scores and affordability at just $6,048.
Fitchburg follows closely with a 95% recommendation rate, reinforcing its #1 ranking.
Other standouts include Baker and Albany State, each with 90% or higher rates, showing that satisfaction isn’t exclusive to expensive private schools.
Nine of the 15 schools provided recommendation data, and six of those scored 85% or higher. That’s a clear signal: affordable programs can deliver highly satisfying student experiences.
In contrast, the American College of Education holds the lowest recommendation rate on our list at 66%, despite being highly affordable. This anomaly hints at the importance of looking beyond price, particularly when weighing the support and engagement offered by large, high-volume online schools.
What Sets These Special Ed Programs Apart
These aren’t one-size-fits-all degrees. Many offer unique features designed to meet the evolving needs of modern educators.
Several programs prioritize fast-track licensure options, allowing students to begin teaching or gain endorsements well before graduation. Wichita State, for example, offers a provisional endorsement after just nine credits—a feature rarely seen even in more expensive programs. Similarly, Baker University grants provisional licensure after three courses, streamlining entry into the classroom for those who want to make an immediate impact.
Others tailor their degrees to working professionals seeking specialized skills or leadership roles. Buena Vista University, for instance, integrates a consultant endorsement into the core curriculum, positioning graduates for advisory positions without additional coursework. Meanwhile, Fitchburg State distinguishes itself with a Verified Course Sequence in Applied Behavior Analysis, preparing students to sit for the BCBA exam, a credential in high demand across educational and clinical settings. Drury University adds further depth with a dyslexia certification option, addressing a niche area where intervention skills are desperately needed.
These programs are thoughtfully designed for today’s realities: teachers juggling full-time jobs, students transitioning into education from other fields, and professionals seeking credentials that truly make a difference.
Janet Ferone on the Rising Demand for Special Education Teachers — and How Online Master’s Programs Deliver
M.Ed., Educational Consultant
What are the biggest advantages of earning a master’s degree in special education today?
As someone who hired special education teachers for over 30 years in the Boston Public Schools, a special education degree was a distinct advantage, not just as a special education teacher, but also as a general education teacher, since most schools work on an inclusion model.
In many cases the subject area teacher was the only teacher in the inclusion classroom, so they needed to meet the needs of students with disabilities as well as teaching content, often with just teacher aide support. When resumes came in for a general education position, we weeded out those without a special education degree and only interviewed dual certified teachers.
With the emphasis on inclusion, there are students with a variety of disabilities in any given class- learning disabilities, autism, ADHD, etc., so the need is great for qualified and licensed special education teachers... Special education teachers are also an integral part of the MTSS (Multi tiered support systems) that schools use for struggling students and assist general education teachers with planning lessons for all types of neurodivergent and disabled learners.
When resumes came in for a general education position, we weeded out those without a special education degree and only interviewed dual certified teachers.
How important is it for students to pursue a concentration in special ed?
Right now autism is a high needs area, and Curry College offers an endorsement program in autism as well as transition to adulthood, another area in need as it is a priority in MA. Many teachers obtain an initial license in one area and then return for an additional master's or endorsement.
How do online special education programs prepare students?
Classes meet on zoom, with breakout rooms and other interactive activities, as well as an online learning platform with regular discussion posts where students post and respond to classmates. Instruction focuses on practical application and students reflect on their practice and collect artifacts to demonstrate their in-class learning and successes.
The practicum portion for licensure is in person, so I am observing students in their classrooms but often it is more convenient to do the debrief meeting via Zoom.
What advice would you give for evaluating the value of an affordable special education master’s program?
Given the almost "guarantee" of a job with a special education degree, I think it is money well spent, especially if the student is able to do their practicum while working full time. Many public school districts offer pay raises based on credits earned, so that can offset or even cover the cost of the degree over the years.
While the instruction may be online, it is essential to connect the work to in-school teaching and learning, and apply the knowledge in real life situations, and then reflect on how it went and make changes to your practice as a result. Theoretical knowledge is good for passing teacher preparation tests, but real-life experience is key to successful teaching.
Final Takeaways: Why These Programs Matter More Than Ever
As schools face growing demands to support neurodivergent students and address rising mental health needs, online master’s programs in special education are uniquely positioned to supply the talent pipeline with skilled, credentialed educators.
These programs align licensure preparation with real classroom challenges, accommodating working professionals, and focusing on practical, inclusive strategies. With high recommendation rates, solid earnings potential, and flexible structures, the most affordable programs on this list represent not only affordability, but long-term career sustainability in a field that urgently needs more qualified teachers.
FAQs About Affordable Special Education Master's Degrees
What Can You Expect From an Online Master’s in Special Education Program?
A master's degree online in special education prepares teachers to work with students with various disabilities by equipping them with skills to create and adapt effective lessons. These programs often offer specializations in areas like autism spectrum disorders, learning disabilities, emotional and behavioral disorders, or early childhood special education.
Graduation requirements typically include student teaching or experiential learning, where students work directly with special needs students under an experienced teacher. Some programs also require a thesis or capstone project.
Most master's degrees in special education include classes such as teaching strategies for special education, collaboration with families, and behavioral assessment in the classroom. Students will also learn about legal and ethical issues in special education and may learn how to help students transition to higher levels of education.
Graduates can pursue careers as special education teachers, coordinators, educational consultants, and school counselors, or continue with doctoral studies in special education or related fields.
How Can You Pay for an Online Master’s in Special Education?
One of the most important things to consider when choosing a master's degree is how much it will cost you. Most students use financial aid to help cover the cost of their degree, whether it's through grants and scholarships, graduate assistantships, or student loans.
Choosing an affordable online school is a good way to save money on your degree, because enrolling online means you can work while in college. Online students also tend to save money on transportation and other expenses because they don't need to drive to campus or move for school.
The most important step in getting financial aid is filling out the Free Application for Federal Student Aid, or the FAFSA. The application asks for information about income, assets, family size, and other factors to determine how much financial aid you qualify for. You can select which schools you want to receive your application and they will use your application to award you additional scholarships if there are any available.
For graduate students, the most common types of financial aid include the following:
- Gift aid such as grants, scholarships, and fellowships
- Graduate assistantships, where students work part-time for their school in exchange for tuition credits and a stipend
- Federal student loans, including unsubsidized loans and grad PLUS loans
- Employer-funded tuition programs
Asking what kind of financial aid is available should be part of students' decision process when choosing a college. While tuition is an important factor, some schools with higher price tags might actually be more affordable for students if they offer more financial aid opportunities.
Scholarships:
Once you find out how much financial aid you're awarded from your school, you can look for additional scholarships from your college, nonprofit organizations, businesses, and other groups. There are scholarships for students who plan to become teachers, special education majors, students from low income families, students of color, and other demographics.
Employer-Funded Tuition Programs:
More than half of employers offer tuition assistance, according to a survey done by the Society for Human Resource Management. That includes major companies that will help pay for a master's degree, like T-Mobile and Discover. Employers across the country often team up with online colleges to help employees get their degree while keeping costs down.
Student Loans:
After you've exhausted all your gift aid options, you can use student loans to help cover any additional costs. Federal student loans tend to offer better benefits such as fixed interest rates. Teachers who borrow from the federal government to pay for school can also qualify for .
What Can You Do With An Online Special Education Degree?
According to the Bureau of Labor Statistics (BLS), special education teachers do tend to starting salaries compared to other education-related careers. In May 2023, the median annual wage for was $64,270, meaning half of the workers in this field earned more than this amount, and half earned less. The lowest 10 percent earned less than $47,380, while the highest 10 percent earned over $103,290.
Wages varied slightly by specialty, with "all other" special education teachers earning a median of , secondary school teachers earning $69,590, middle school teachers earning $64,880, preschool teachers earning $62,190, and kindergarten and elementary school teachers earning $63,000.
Do You Need a Master’s Degree to Teach Special Education?
While you don't need a master's degree to work with special education students, you likely will need some kind of certification signaling you're trained to work with students with intellectual and developmental disabilities. Students who already have their teaching certification can sometimes pursue a special education endorsement program (SPED endorsement) instead. These programs are shorter, require fewer classes, and are likely more affordable than a master's degree. However, earning a master's might mean a bigger pay increase down the line. The type of certification you'll need to teach special education will also depend on state licensure requirements.
Because there are limited opportunities for career advancement in education, especially for teachers, some go on to earn either a second master's degree in educational leadership, or even a doctorate. These degrees can open the door to careers in administration, which typically offer higher salaries. Advanced degrees in educational leadership are also popular online, as many teachers want to pursue this degree while they're working or on summer break.
How Do I Choose a Special Education Master’s Degree?
When choosing an online master's in special education, students should look for an accredited school and a program that meets licensure requirements in their state. Students who don't have a teaching license will need to find a program that qualifies them for licensure in their state. Those who are already certified to teach have more flexibility and can pursue a master's program that meets SPED endorsement requirements in their state. Students should also look for a program that allows them to specialize in their chosen area of study, such as intensive intervention or mild intervention.
Can My Employer Help Pay for a Master's in Special Education?
Yes, many employers offer tuition assistance programs to help employees pay for advanced degrees, including a master's in special education. These programs can cover part or all of your tuition costs, fees, and sometimes even related expenses like books and supplies. To take advantage of this benefit, check your organization's human resources policies or speak directly with your HR department.
Understanding the specific terms and conditions is crucial, as some programs require maintaining a certain grade point average, committing to work for the company for a specified period after graduation, or ensuring the degree is related to your current job or future career goals. Additionally, the IRS allows employers to provide up to $5,250 per year in tax-free educational assistance, making this benefit even more attractive for both employees and employers.
How Does a Special Education Degree Differ From Other Education Degrees?
Special education degrees train educators to work with students with mild to severe disabilities. These programs will cover topics like assessing students' skills and abilities, adapting general lessons to meet students' needs, developing and implementing Individualized Education Programs (IEPs), and discussing student progress with parents, other teachers, counselors, and administrators. Other master's degrees in education focus less on working with students with disabilities and might emphasize other areas such as technology in the classroom or trends and issues in education.
Is an Online Master's in Special Education Cheaper?
Yes, an online master's in special education is often the more affordable option when compared to traditional on-campus programs. Online master's programs often have lower tuition rates and eliminate additional expenses associated with on-campus education, such as commuting, parking, and housing. Furthermore, online students can still qualify for financial aid, scholarships, and employer tuition assistance programs, which can significantly reduce the overall cost of higher education.
Is a Special Education Master’s Degree Worth the Cost?
Affordability is crucial; attending an affordable online college, utilizing financial aid, and working while studying can improve the financial return on investment. Additionally, teachers may benefit from federal student loan forgiveness programs, which can significantly reduce the overall cost of education. Programs like the Public Service Loan Forgiveness (PSLF) program can forgive remaining loan balances for qualifying teachers after ten years of service in a public school.
While teachers tend to earn lower salaries than others with a master's degree, earning a master's degree as a teacher will help increase salary compared to those with only a bachelor's degree. Special education also does tend to see a slightly higher payoff compared to other teaching degrees. If you want to be a teacher, getting a master's in special education might not be a bad investment compared to master's degrees in physical education or elementary education, for example.
Student Reviews of Online Special Education Programs
Everyone has been so helpful from the time I first enrolled until now. I received accommodations for my classes; my professors were so understanding. My advisors and support frequently checked in to make sure I was staying on track to graduate on time. This is a great school - they want to see you succeed.
Review Date: 7/30/2025
Would Recommend: Yes
Helpful for Career: Yes
If you are looking for an expensive way to pay for your degree, this is it. If you are looking for an engaging, interesting, and professional university experience, it is not. I am no stranger to online education; I completed the last year of my undergrad in an online format (pre-pandemic) and loved it just as much as in-person. It was the exact same quality of education, just made more flexible. Now, I am in the freshly “revamped” Masters Education/Credential program, and unlike the other poster,... Read More
Review Date: 11/29/2020
Would Recommend: No
Helpful for Career: No
I have enjoyed every class that I have participated in. The professors are helpful and the ease of the five week class schedule is very accommodating to full time employed students. I am a special education teacher and look forward to using the knowledge that I have acquired through Lamar University.
Review Date: 6/14/2019
Would Recommend: Yes
Helpful for Career: No
Colorado Christian University is a University that carries the name Christian but do not practice what they teach. I came to CCU seeking a second Master's in special education there is some professors here that have terrible attitudes and very bias. With hard work and much prayer I made it to my Student internship thinking and believing with my cooperating teacher that I was doing good just to receive a D- with out no warning or no room to correct what needed to be fix in this bias instructor. I... Read More
Review Date: 1/21/2019
Would Recommend: No
Helpful for Career: Yes
I have been attending Florida Gulf Coast University since the Fall of 2017. Every class has provided assignments and classwork that involved critical thinking and real-life scenarios. My professors have provided constructive feedback and participate with the class to ensure every student understands the assignment.
Review Date: 3/5/2019
Would Recommend: No
Helpful for Career: No
I loved USC until they moved to a 15 week program. The rigor of the classes and the insight that the professors have is truly life altering however the move to 15 weeks blows that all away. That has messed up my career plans and actually cost me a full time teaching job. I am still going to finish my program at USC however I feel that it really let me down.
Review Date: 8/30/2017
Would Recommend: Yes
Helpful for Career: No
For working professionals, ASU's online Masters level courses are a godsend. I am currently enrolled in their Special Ed program and it is highly rigorous and demanding, BUT it is totally worth the effort. The instructors are always available by email and they get back to you relatively quickly.
Review Date: 9/25/2017
Would Recommend: Yes
Helpful for Career: No
Everyone that has contacted me from Lamar University has been super helpful. Their 100% online degree program is great for people that have full time jobs. They work with your busy schedule and are very accommodating. Any question I've had big or small has been answered by their friendly staff. I highly recommend their programs!
Review Date: 3/25/2017
Would Recommend: Yes
Helpful for Career: No
My experience with my university so far has been great. Everyone I have came in contact with in various departments, has helped me with a willing and positive attitude. My degree program has been educational and enjoyable. My professors are encouraging and do a great job of lifting us up. I can see by their actions that they find joy in making sure we are prepared for the job once we complete all of our courses. They make themselves available by phone and email for those of us taking all online courses.... Read More
Review Date: 7/16/2017
Would Recommend: Yes
Helpful for Career: No
I am currently attending Liberty University as a MAT student in the special education field. This is my second semester and Iove it. The classes are well structured and the teacher gives great feedback. If I have any problems I can simply email my professor. I would definitely recommend this college.
Review Date: 1/16/2018
Would Recommend: Yes
Helpful for Career: No
I have had a great experience so far at Lamar University. I am enrolled in the online MEd in Special Education program. The program is rigorous (expect to spend 15+ hours per week on coursework) and fast-paced (in my program, each class is 5-weeks long). The expectations and goals are laid out clearly and directions for assignments come with accompanying rubrics. As a working parent (I'm a full-time teacher), I highly recommend this program.
Review Date: 12/30/2016
Would Recommend: Yes
Helpful for Career: No
I have a Bachelor's in education. Recently I accepted a teaching position in a low income very culturally diverse community. I have a provision teaching certificate to work with student with disabilities and in need of special services. I truly love my job and am continuing my education by obtaining a masters degree in Special Education. The amount of this scholarship would assist me get more experience and knowledge to help students be successful.
Review Date: 11/18/2016
Would Recommend: Yes
Helpful for Career: Yes
WGU is a well-structured, supportive university. There is someone to assist you with your academic needs every step of the way. It is nice to know that you are supported at all times. Having online courses is convenient for the busy adult. As busy adults, we need to know that we are supported to help us remain on track.
Review Date: 11/28/2017
Would Recommend: Yes
Helpful for Career: No
The majority of the program was excellent. The professors are usually helpful and grade promptly. However, I had the worse experience with the two classes designed to help teach specific subjects (Math and English). The courses are not designed with students with special needs in mind. Instead, the classes are geared at general education classrooms. Instead of providing advice and techniques to teach students who have been diagnosed with learning disabilities we are required to touch on that subject... Read More
Review Date: 2/17/2019
Would Recommend: No
Helpful for Career: Yes
Grand Canyon University offers a wide range of classes and the opportunity to attend a physical campus or receive your education online. For online students like myself, it allows us time to work full time while pursuing our education. I find the classes engaging, applicable to current issues, and not too overwhelming with the workload.
Review Date: 3/18/2017
Would Recommend: Yes
Helpful for Career: Yes
Auburn University is a great school. I have been living in this college town of Auburn for almost two years now and it is very warm and inviting. Even though I take my classes online, the professors are wonderful. They are caring and work with you if you ever need any help. A professor even allowed me to call her while she was at home and even offered to meet me. I am so grateful for the opportunity to not only be apart of the program of special education, but also this school that I feel loved and... Read More
Review Date: 3/2/2017
Would Recommend: Yes
Helpful for Career: No
Western Illinois University is an excellent institution! I went to Western for my undergrad and earned my Bachelor's in special education in 2015. I loved Western so much I knew that was the only option for me to get my Master's from. I will have my Master's agree in 2018. Excellent professors, excellent program, just overall excellent.
Review Date: 6/28/2017
Would Recommend: Yes
Helpful for Career: Yes
I like Walden. To me, the best thing that happened to me educationally is attending Walden. Their courses are so interesting and challenging that I have learned so much in a little while. The instructors are great and very humane and understanding. The courses are so relevant to my field and they are with assignments that mad me work and read hard to pass. For this I am happy with Walden.
Review Date: 2/6/2018
Would Recommend: Yes
Helpful for Career: Yes
Great school! Dr. B is the best in the program. The advisers were a great help in identifying the schedule I needed to complete my degree in a timely manner. It was also helpful that it was all online. Being a wife and a mother, my schedule tends to stay full. However, the classes I took at JSU kept the work purposeful rather than meaningless, requiring me to only complete assignments that I truly gained knowledge from.
Review Date: 5/9/2019
Would Recommend: Yes
Helpful for Career: Yes
I liked the classes but am having a hard time getting my special ed. Credential. Honestly the Masters degree is worthless if I cant get a credential in my home state. The credential process they advertise is not what they tell you after you graduate.
Review Date: 6/12/2018
Would Recommend: No
Helpful for Career: No