Guide for College Students Experiencing Homelessness
Learn about the barriers unhoused students face 鈥� and how to overcome them
Written By: OnlineU Writers
Published: 9/15/2022
College can provide the opportunity to gain qualifications for better-paid jobs. For those in low-income communities, it can be the first crucial step toward financial independence. Yet, they also face unique challenges that make the goal of getting a degree much harder to achieve.
That’s especially true for students experiencing homelessness. From applying to college to paying tuition to navigating the college system, unhoused students might need to seek support and guidance to reach their academic potential.
In this guide, we’ll take a closer look at the common issues unhoused students face 鈥� and what they can do to overcome them.
Written By: OnlineU Writers
Published: 9/15/2022
College can provide the opportunity to gain qualifications for better-paid jobs. For those in low-income communities, it can be the first crucial step toward financial independence. Yet, they also face unique challenges that make the goal of getting a degree much harder to achieve.
That’s especially true for students experiencing homelessness. From applying to college to paying tuition to navigating the college system, unhoused students might need to seek support and guidance to reach their academic potential.
In this guide, we’ll take a closer look at the common issues unhoused students face 鈥� and what they can do to overcome them.
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Statistics Barriers Applying ResourcesHomelessness Among College Students in Numbers
According to a report published by the .
Lack of Awareness of Financial Resources
The upfront costs of applying to college and ever-rising tuition create financial barriers that require unhoused students to seek additional resources.
Such resources exist, but people experiencing homelessness are often unaware of them. With little or no guidance from family members and no single federal website where all this information is gathered in one place, unhoused students may struggle to find what help is available.
Homelessness Among College Students in Numbers
According to a report published by the .
Lack of Awareness of Financial Resources
The upfront costs of applying to college and ever-rising tuition create financial barriers that require unhoused students to seek additional resources.
Such resources exist, but people experiencing homelessness are often unaware of them. With little or no guidance from family members and no single federal website where all this information is gathered in one place, unhoused students may struggle to find what help is available.
How to Apply for College While Experiencing Homelessness
As financial insecurity is one of the biggest obstacles people experiencing homelessness face when applying for college, figuring out how to cover college costs becomes a priority.
Fortunately, there are multiple resources that can help.
Fee Waivers
Students who demonstrate financial need can qualify for a college application fee waiver. Such fees typically range from $30 and $90 per application and are nonrefundable. To see if application waivers are available, students should contact the school’s admissions office.
Additionally, SAT and ACT fee waivers might be available for eligible applicants through a high school guidance counselor.
FAFSA
To qualify for federal aid, such as loans and grants, all college applicants must file the FAFSA. This requires providing detailed financial information, which may include W-2 forms, tax returns, bank statements, and more.
Applicants who indicate they’re homeless or at risk of homelessness don’t have to provide information for their parents or guardians. Instead, they can file as independent and qualify for a dependency override by proving they’re unaccompanied homeless youth. To do that, applicants may need to get a homeless youth determination from their high school or school district homeless liaison, the director of a youth center, transitional housing program or emergency shelter, or financial aid administrator at their prospective college.
While it’s not necessary to provide a home address, applicants still need to include an address where they can get mail. For example, unhoused prospective students can use the address of a relative or friend or ask their school for permission to put down the school address.
Scholarships
College applicants experiencing homelessness can also apply for scholarships designed for those in their situation.
Eligibility
- Students the age of 21 actively pursuing post-secondary education and eligible for
Eligibility
- Graduating high school seniors from Chicago and suburban schools
- CCH youth leaders and former youth clients
Amount
- $3,500
Eligibility
- Students experiencing homelessness or housing instability as defined by
Eligibility
- Prospective first-time students residing in the U.S. (including undocumented applicants) who have explerience homelessness in the last six years
Amount
- $2,000
Hope Through Learning Award
Eligibility
- First-time students age 24 and under residing in Allegheny County who are experiencing or have experienced homelessness during their school attendance years
Amount
- $2,500
Eligibility
- Full-time undergraduate students with a minimum of 60 credits earned, enrolled at an accredited college or university at the time of award in the fall semester
- Student must be pursuing a career in live entertainment, such as live event operations, production, music engineering, music business management, and more
- Applicants who have experienced homelessness within the last four years, and/or been part of the foster care system any time after the age of 16
Amount
- $10,000
Note that these scholarships have been created specifically for youth experiencing homelessness, but there are more resources available. It’s a good idea to look up and apply for additional scholarships that may be a good fit. There’s no limit to how many scholarships a student can apply for or receive.
How to Apply for College While Experiencing Homelessness
As financial insecurity is one of the biggest obstacles people experiencing homelessness face when applying for college, figuring out how to cover college costs becomes a priority.
Fortunately, there are multiple resources that can help.
Fee Waivers
Students who demonstrate financial need can qualify for a college application fee waiver. Such fees typically range from $30 and $90 per application and are nonrefundable. To see if application waivers are available, students should contact the school’s admissions office.
Additionally, SAT and ACT fee waivers might be available for eligible applicants through a high school guidance counselor.
FAFSA
To qualify for federal aid, such as loans and grants, all college applicants must file the FAFSA. This requires providing detailed financial information, which may include W-2 forms, tax returns, bank statements, and more.
Applicants who indicate they’re homeless or at risk of homelessness don’t have to provide information for their parents or guardians. Instead, they can file as independent and qualify for a dependency override by proving they’re unaccompanied homeless youth. To do that, applicants may need to get a homeless youth determination from their high school or school district homeless liaison, the director of a youth center, transitional housing program or emergency shelter, or financial aid administrator at their prospective college.
While it’s not necessary to provide a home address, applicants still need to include an address where they can get mail. For example, unhoused prospective students can use the address of a relative or friend or ask their school for permission to put down the school address.
Scholarships
College applicants experiencing homelessness can also apply for scholarships designed for those in their situation.
Eligibility
- Students the age of 21 actively pursuing post-secondary education and eligible for
Eligibility
- Graduating high school seniors from Chicago and suburban schools
- CCH youth leaders and former youth clients
Amount
- $3,500
Eligibility
- Students experiencing homelessness or housing instability as defined by
Eligibility
- Prospective first-time students residing in the U.S. (including undocumented applicants) who have explerience homelessness in the last six years
Amount
- $2,000
Hope Through Learning Award
Eligibility
- First-time students age 24 and under residing in Allegheny County who are experiencing or have experienced homelessness during their school attendance years
Amount
- $2,500
Eligibility
- Full-time undergraduate students with a minimum of 60 credits earned, enrolled at an accredited college or university at the time of award in the fall semester
- Student must be pursuing a career in live entertainment, such as live event operations, production, music engineering, music business management, and more
- Applicants who have experienced homelessness within the last four years, and/or been part of the foster care system any time after the age of 16
Amount
- $10,000
Note that these scholarships have been created specifically for youth experiencing homelessness, but there are more resources available. It’s a good idea to look up and apply for additional scholarships that may be a good fit. There’s no limit to how many scholarships a student can apply for or receive.
Resources for Students Experiencing Homelessness
Even with the costs of higher education covered, unhoused students might face countless hurdles. From finding a roof over their head to getting to and from college 鈥� or obtaining a laptop for their studies 鈥� there are many things that can turn into challenges to earning a degree.
Here, we’ve highlighted resources that can help unhoused students have a better college experience.
Housing
For students without a permanent home, finding safe housing is typically the main priority. Their first step should be contacting their college’s residential life office to ask about on-campus living. Some schools may provide year-round housing, while others offer cost-effective on-campus options. If a college doesn’t have a housing program, counselors at the Residential Life Office can still help by connecting students with community resources.
Off-campus Housing
Students experiencing homelessness can also look into off-campus housing resources. Here are a few to consider:
The HUD Exchange is an online platform created by the U.S. Department of Housing and Urban Development. Its
The YMCA is a nonprofit dedicated to youth development and health. Their local chapters all around the country help young people by offering support to homeless youth, short-term community-based housing, transitional housing, and much more.
The 211 phone number connects callers to their local community services. In a confidential call, a local expert can provide information about shelter and housing programs in the area, food and nutrition programs, and many other resources.
Food
Since food insecurity is another common issue for those experiencing homelessness, it might be a good idea for unhoused students to reach out to their school’s dining services. They may provide options for free or affordable meals on campus, as well as any food assistance programs available. These may include meal plan voucher programs and student food banks.
Beyond that, students can look into federal and local food assistance programs.
Food Banks
Food banks are nonprofits that collect and distribute food to those in need, usually through soup kitchens and food pantries. Feeding America offers a convenient tool for finding
Swipe Out Hunger is a nonprofit partnering with more than 450 colleges in all U.S. states and Canada. The program allows students to donate their meals to help their fellow students experiencing hunger and food insecurity.
Transportation
Students who don’t live on campus also need reliable transportation to get to and from school.
In cities with a good public transit system, getting around using public transportation can be an excellent low-cost option. Many public transit systems also provide discounts to students and low-income individuals.
Alternatively, students can carpool with their classmates, which usually involves pitching in some gas money.
Health Care
Many colleges and universities have a health care center offering services to students, often at affordable rates. The services may include a fully-staffed primary care clinic, an urgent care clinic, an on-campus pharmacy, and others.
Unhoused students can also seek support from federal programs and organizations advocating for health care access for people experiencing homelessness.
The National Health Care for the Homeless Council (NHCHC) is a membership organization uniting thousands of physicians, nurses, and other healthcare professionals. Its website has a listing health care resources in every state for people experiencing homelessness.
Health Care for the Homeless (HCH) partners with advocates, donors, and caregivers to provide
Unhoused students may also be eligible for health care coverage under the Affordable Care Act, depending on their income, immigration status, and state of residence. This for college students.
To find mental health resources available on their campus, as well as other information on emotional health, students can use this , a leading nonprofit helping teenagers and young adults protect their mental health.
Besides many other types of support YMCA can offer, the organization provides mental health services. Through its local mental health centers, YMCA offers counseling services for a wide range of issues. Eligible students can use Medicaid or qualify for financial aid using a sliding scale.
Another option for affordable therapy is Open Path, a nonprofit connecting therapists with individuals whose insurance doesn’t provide adequate mental health benefits. Therapists charge between $30 and $60 for an online or in-office therapy session. A lifetime membership to access these rates costs $59.
Technology
The college learning environment is increasingly digital, and students need computers and internet access for their studies. Students who experience homelessness and have no regular access to a laptop with Wi-Fi may be able to use their school’s computer lab. These labs typically offer high-speed internet and campus network access, software such as the Microsoft Office Suite, and printing services. Some colleges and universities also provide students with free laptops for the duration of their enrollment.
City Public Library
Students can also visit a public library to use a computer and the internet. Proof of residence isn’t always required for a library card 鈥� a library might accept proof of student enrollment in the eligible area instead.
Laptops 4 Learning is a nonprofit providing free laptops to low-income college students. To qualify, students must provide proof of enrollment and record a 90-second video explaining why receiving a laptop would help them.
Student discounts
With all other options exhausted, buying a laptop might be necessary. Luckily, many brands and retailers offer student deals on tech, including , , and others.
Resources for Students Experiencing Homelessness
Even with the costs of higher education covered, unhoused students might face countless hurdles. From finding a roof over their head to getting to and from college 鈥� or obtaining a laptop for their studies 鈥� there are many things that can turn into challenges to earning a degree.
Here, we’ve highlighted resources that can help unhoused students have a better college experience.
Housing
For students without a permanent home, finding safe housing is typically the main priority. Their first step should be contacting their college’s residential life office to ask about on-campus living. Some schools may provide year-round housing, while others offer cost-effective on-campus options. If a college doesn’t have a housing program, counselors at the Residential Life Office can still help by connecting students with community resources.
Off-campus Housing
Students experiencing homelessness can also look into off-campus housing resources. Here are a few to consider:
The HUD Exchange is an online platform created by the U.S. Department of Housing and Urban Development. Its
The YMCA is a nonprofit dedicated to youth development and health. Their local chapters all around the country help young people by offering support to homeless youth, short-term community-based housing, transitional housing, and much more.
The 211 phone number connects callers to their local community services. In a confidential call, a local expert can provide information about shelter and housing programs in the area, food and nutrition programs, and many other resources.
Food
Since food insecurity is another common issue for those experiencing homelessness, it might be a good idea for unhoused students to reach out to their school’s dining services. They may provide options for free or affordable meals on campus, as well as any food assistance programs available. These may include meal plan voucher programs and student food banks.
Beyond that, students can look into federal and local food assistance programs.
Food Banks
Food banks are nonprofits that collect and distribute food to those in need, usually through soup kitchens and food pantries. Feeding America offers a convenient tool for finding
Swipe Out Hunger is a nonprofit partnering with more than 450 colleges in all U.S. states and Canada. The program allows students to donate their meals to help their fellow students experiencing hunger and food insecurity.
Transportation
Students who don’t live on campus also need reliable transportation to get to and from school.
In cities with a good public transit system, getting around using public transportation can be an excellent low-cost option. Many public transit systems also provide discounts to students and low-income individuals.
Alternatively, students can carpool with their classmates, which usually involves pitching in some gas money.
Health Care
Many colleges and universities have a health care center offering services to students, often at affordable rates. The services may include a fully-staffed primary care clinic, an urgent care clinic, an on-campus pharmacy, and others.
Unhoused students can also seek support from federal programs and organizations advocating for health care access for people experiencing homelessness.
The National Health Care for the Homeless Council (NHCHC) is a membership organization uniting thousands of physicians, nurses, and other healthcare professionals. Its website has a listing health care resources in every state for people experiencing homelessness.
Health Care for the Homeless (HCH) partners with advocates, donors, and caregivers to provide
Unhoused students may also be eligible for health care coverage under the Affordable Care Act, depending on their income, immigration status, and state of residence. This for college students.
To find mental health resources available on their campus, as well as other information on emotional health, students can use this , a leading nonprofit helping teenagers and young adults protect their mental health.
Besides many other types of support YMCA can offer, the organization provides mental health services. Through its local mental health centers, YMCA offers counseling services for a wide range of issues. Eligible students can use Medicaid or qualify for financial aid using a sliding scale.
Another option for affordable therapy is Open Path, a nonprofit connecting therapists with individuals whose insurance doesn’t provide adequate mental health benefits. Therapists charge between $30 and $60 for an online or in-office therapy session. A lifetime membership to access these rates costs $59.
Technology
The college learning environment is increasingly digital, and students need computers and internet access for their studies. Students who experience homelessness and have no regular access to a laptop with Wi-Fi may be able to use their school’s computer lab. These labs typically offer high-speed internet and campus network access, software such as the Microsoft Office Suite, and printing services. Some colleges and universities also provide students with free laptops for the duration of their enrollment.
City Public Library
Students can also visit a public library to use a computer and the internet. Proof of residence isn’t always required for a library card 鈥� a library might accept proof of student enrollment in the eligible area instead.
Laptops 4 Learning is a nonprofit providing free laptops to low-income college students. To qualify, students must provide proof of enrollment and record a 90-second video explaining why receiving a laptop would help them.
Student discounts
With all other options exhausted, buying a laptop might be necessary. Luckily, many brands and retailers offer student deals on tech, including , , and others.