An online mathematics degree provides students with a foundation in logic, problem-solving, and analytical reasoning, skills that translate across industries like finance, technology, and education. With many affordable options available, choosing a cheap online math degree involves more than just comparing tuition — it’s about considering career prospects, student satisfaction, and program flexibility.
Key Takeaways:
- Best for Budget-Conscious Students: FSU and ENMU offer the lowest tuition rates without sacrificing student satisfaction.
- Best for High-Earning Potential: ASU and SNHU show strong post-graduate earnings relative to their cost.
- Best for Specialization: LSUA, Liberty, and APUS provide career-focused tracks in actuarial science, data science, and operations research.
- Best for Large Online Learning Networks: SNHU, APUS, and Liberty stand out for their extensive online student engagement and resources.
- Best for Small Class Sizes & Support: Ottawa offers an unmatched 2:1 student-to-faculty ratio for more individualized learning.
We manually verify tuition costs and other key data to ensure the most up-to-date and accurate information. For an in-depth look at our ranking criteria, visit our methodology page.
2025 Most Affordable Online Mathematics Degrees
| Rank | School | Location | Annual Tuition |
|---|---|---|---|
| Eastern New Mexico University - Main Campus | Portales (NM) | $6,174 | |
| Fayetteville State University | Fayetteville (NC) | $6,198 | |
| Dickinson State University | Dickinson (ND) | $7,470 | |
| Louisiana State University - Alexandria | Alexandria (LA) | $8,010 | |
| Mayville State University | Mayville (ND) | $8,146 | |
| Central Methodist University | Fayette (MO) | $8,250 | |
| Thomas Edison State University | Trenton (NJ) | $8,856 | |
| University of New Hampshire - Main Campus | Durham (NH) | $9,900 | |
| Southern New Hampshire University Online | Manchester (NH) | $9,900 | |
| American Public University System | Charles Town (WV) | $10,500 | |
| University of Illinois at Springfield | Springfield (IL) | $11,025 | |
| Valley City State University | Valley City (ND) | $11,583 | |
| Liberty University | Lynchburg (VA) | $11,700 | |
| Midway University | Midway (KY) | $11,850 | |
| Bellevue University | Bellevue (NE) | $13,470 | |
| Ottawa University Online | Ottawa (KS) | $14,970 | |
| Maryville University | St. Louis (MO) | $16,200 | |
| Arizona State University, Online | Tempe (AZ) (and 4 others) | $17,220 |
Comparing the Most Affordable Online Mathematics Degrees
Choosing the right online math degree is a balance between affordability, program quality, and career outcomes. Our discussion of the best budget-friendly online math degrees highlights the key factors — annual tuition, student satisfaction, financial aid, and program structure — to help you make an informed decision. Below, we explore how these programs compare, their standout features, and why cost alone isn’t the only metric worth considering.
Affordability: Who Offers the Best Value?
When it comes to affordability, Eastern New Mexico University - Main Campus (ENMU) and Fayetteville State University (FSU) are unmatched, with annual tuitions of just $6,174 and $6,198, respectively — making these two schools the least expensive options on the list. However, tuition alone doesn’t tell the whole story. Schools like Mayville State University (MSU), Central Methodist University (CMU), and Valley City State University (VCSU) stand out because 100% of their students receive financial aid, significantly reducing out-of-pocket costs.
Meanwhile, Dickinson State University (DSU) offers tuition under $7,500, making it another competitive choice in affordability. On the higher end, Arizona State University ($17,220) and Liberty University ($11,700) balance cost with financial aid availability, plentiful resources for online students, and student success. ASU, for example, has an 85% retention rate, indicating strong student engagement and success.
Why Your Math Specialization Could Define Your Career
Most online math degrees provide broad-based curricula, covering essential topics like calculus, linear algebra, and statistics. However, some institutions offer specialized tracks that can significantly impact career opportunities. Fields such as applied mathematics, data science, actuarial science, and mathematical finance each lead to distinct job markets, with varying demand and salary potential. A concentration in Data Science, for instance, can open doors to roles in machine learning and analytics, while an Actuarial Science focus can help those pursuing careers in risk assessment and insurance.
Choosing the right specialization not only refines your skill set but also enhances your employability in high-growth industries. Here are some examples from our list of the most affordable options:
Louisiana State University - Alexandria (LSUA) provides three distinct pathways: General Mathematics, Actuarial Science, and Data Science. LSUA’s Actuarial Science track prepares students for industry certifications, leading to potential six-figure salaries in risk assessment fields.
Liberty emphasizes Computational Mathematics, integrating programming and applied mathematics for positions in analytics and tech.
ASU offers an Exploratory STEM program, which is particularly valuable for those seeking careers in data science, engineering, or research.
APUS provides an Operations Research concentration, tailored for students pursuing logistics and optimization professions.
UNH and Midway focus on math education, making them ideal for aspiring teachers.
Selecting a math specialization is more than just an academic choice, it’s a strategic step toward securing a competitive career in today’s evolving job market. Whether aiming for high-paying actuarial roles, data-driven tech positions, or impactful careers in education, a carefully chosen concentration can provide a clear pathway to industry-specific opportunities. Plus, with affordable online options available, students can gain specialized expertise without the burden of excessive debt. By aligning your degree with market demand, you can position yourself for long-term success in fields where mathematical expertise is both valuable and sought after.
Student Reviews: What Mathematics Bachelor's Students Say
Prospective students considering an online mathematics bachelor's degree will find valuable insights from those who have completed their programs. Hearing directly from graduates provides a real-world perspective. For this reason, we've collected hundreds of student reviews to offer transparent, experience-based insights into online math degrees, helping you make an informed decision about your education.
Many students emphasize flexibility, affordability, and strong faculty support as key factors in their success. At ENMU, students appreciate the fully online format, responsive professors, and the ability to work full-time while completing courses. Teisha Ford, an ENMU graduate, noted, "ENMU made it possible for me to complete my entire degree online... This made me feel like more of a 'traditional student' than with any other online learning program I have participated in."
At FSU, Jaime Watson, a mathematics master's graduate, praised the program’s evening course offerings, which allowed them to teach during the day. They shared, "The faculty are amazing to work with. They really care about you and your academic goals... I love that the program is at night, so I can still teach full-time while earning my degree." However, they mentioned a lack of scholarship opportunities as a downside.
Overall, student feedback about the online mathematics degrees highlights affordability, accessibility, and strong faculty engagement.
The University of Illinois Springfield (UIS) offers an online math degree that students describe as well-structured and accessible. UIS alum, Marcus Suzuki, noted, "The math degree at UIS was definitely doable... I loved my professors, and it felt like they were always available to talk. The program was clearly laid out so that you could graduate on time." Another student praised the school's reputation, stating, "UIS has a great reputation throughout the state... I also have an easier time getting employment based on UIS recognition."
For students who need a flexible, career-focused approach, Thomas Edison State University (TESU) is well-reviewed for its technical and applied mathematics programs. Former student, D. Hines, highlighted the practicality of the coursework: "The Applied Science and Technology degree programs at TESC are challenging as with other accredited engineering programs... My professors had real-world career experience, which enhanced employment opportunities."
Overall, student feedback about the online mathematics degrees highlights affordability, accessibility, and strong faculty engagement. While some mention challenges like a lack of financial aid or limited interaction with professors, most agree that these online degrees provide a solid foundation for careers in mathematics, education, and related fields.
Final Takeaways: Which Online Math Degree is Right for You?
The best online math degree depends on your career aspirations, budget, and learning preferences. Choosing a program with affordable tuition, strong academic support, and solid career outcomes can help you graduate with both valuable knowledge and minimal debt.
- If you prefer a large online student community, SNHU (39,000+ online students) and APUS (135,000+) offer well-established virtual learning environments.
- A low-cost degree is only worthwhile if students can complete it. Schools like UNH (78% graduation rate) and Maryville (67%) stand out for strong academic support and student retention.
- Salary data also provides useful insights. ASU graduates earn a median salary of $62,593, indicating solid career prospects. SNHU follows with $54,330 for math graduates.
By weighing these factors, you can find a program that aligns with your goals and sets you up for long-term success.
If you are still searching for a good fit, check out our overall list of the most affordable online colleges.
FAQs for Online Math Degrees
What are the admission requirements for an online mathematics degree?
Most programs require a high school diploma or GED, and some may have a minimum GPA requirement (often 2.5 or higher). Applicants typically submit transcripts, a personal essay, and letters of recommendation. SAT or ACT scores may also be required for more competitive programs.
Can I complete a mathematics degree entirely online?
Many accredited schools offer fully online mathematics degrees with the same faculty and coursework as their on-campus counterparts. At OnlineU, we feature only accredited institutions to ensure academic quality. Online learning offers flexibility, making it easier for students to balance their studies with work and personal commitments.
What courses are typically included in an online mathematics degree?
The core coursework for an online math degree builds a strong mathematical foundation, covering essential concepts used in engineering, data science, and finance.
- Calculus: Covers limits, derivatives, integrals, and infinite series, teaching students to solve problems involving rates of change and area calculations
- Linear Algebra: Explores vector spaces, matrices, and linear transformations, essential for applications in engineering and computer science
- Probability and Statistics: Introduces probability distributions, statistical inference, and hypothesis testing — key skills for data analysis
- Discrete Mathematics: Focuses on logic, set theory, combinatorics, and graph theory, crucial for fields like cryptography and algorithm design
Course offerings may vary by school, but these foundational topics prepare students for careers in applied mathematics, technology, and research
How long does it take to earn an online mathematics degree?
A bachelor's degree typically requires 120 credits and takes about four years for full-time students. Part-time students may take longer, while some accelerated programs allow for faster completion.
How can I afford an online mathematics degree?
Earning an online bachelor's in mathematics requires careful financial planning, but there are several ways to make it more affordable. Most students use a combination of savings, income, loans, scholarships, and grants to fund their education. To reduce costs, consider these key strategies:
- Choose an Online Program: Many online math programs charge lower tuition rates than traditional on-campus options, and some offer in-state tuition to all online students. Plus, learning from home eliminates costs for room, board, and commuting.
- Consider an Affordable School: Tuition varies widely, with public in-state schools averaging $9,375 per year compared to $32,825 at private institutions. Unless a specific program or prestige is essential, choosing a more affordable school can save thousands.
- Start at a Community College: Taking general education courses at a low-cost community college before transferring to a four-year institution can significantly cut expenses. There are even online community colleges to choose from.
- Live in a More Affordable Area: If you're studying online, relocating to a lower-cost city or state can reduce living expenses.
- Work While Studying: A full-time or part-time job can help cover tuition and minimize student loan debt, though balancing work and school may require a lighter course load.
- Apply for Financial Aid: Federal and state aid, institutional grants, and private scholarships can help offset costs. Grants and scholarships don’t require repayment, making them the best funding sources.
To qualify for federal aid, students must enroll in an accredited institution and complete the FAFSA. Additionally, comparing student loan options and using a repayment calculator can help estimate total costs before borrowing. By planning ahead, students can make a math degree more affordable while minimizing debt.
What are the career prospects for mathematics graduates?
Mathematics graduates have strong career opportunities, with salaries that significantly exceed the national median. According to the Bureau of Labor Statistics (), the median annual wage for mathematicians was $116,440 in 2023, while statisticians earned $104,110. The highest-paid 10% in both fields earned over $163,000, with top industries offering even greater earning potential.
Mathematicians working in aerospace manufacturing earned a median of $176,310, while those in professional, scientific, and technical services made $139,670. Statisticians in computer systems design reported a median salary of $140,850, with federal government roles averaging $123,030.
Most mathematicians and statisticians work full-time, sometimes requiring overtime to meet deadlines. Career advancement often comes with experience and specialization, with opportunities in research, government, technology, finance, and healthcare.
Considering a master’s degree to advance your career? Earning an affordable online master’s in mathematics or a master's in economics can open doors to higher salaries and specialized roles in data science, finance, and research.
Student Reviews of Online Mathematics Programs
The college was a commuter school. As such, I got my required courses using day and evening classes. The evening classes had many adults emphasizing learning versus grades. The professors were challenged if there was insufficient value to the lectures. It was important to plan your class schedule across multiple semesters. Your current class level determined your priority for over-filled courses. Still, timeliness was very important. Joining the International Club provided diversity across world... Read More
Review Date: 11/9/2013
Would Recommend: Yes
Helpful for Career: Yes
I think attending WGU was one of the best decisions I've ever made. I attended a brick & mortar school years ago, but life happened and I didn't get my degree. I had 90 credits at my old school and WGU only accepted 17 of them. But that was okay. Why? Because I was able to knock out 2 classes per month and earn my Bachelors degree at WGU in only 1.5 years. The classes were an average level of challenge and I felt as if I learned a lot during my journey. Dealing with the financial aid department was... Read More
Review Date: 12/28/2020
Would Recommend: Yes
Helpful for Career: No
I cannot express how happy I found the UIS online degree program. I decided to go back to school for the 4th time in my mid-forties and finally get my bachelors degree. I've tried several different programs with different schools over the last 20 years and was never successful in balancing a full time job with schoolwork. UIS has created the perfect program for working adults. It is challenging enough to keep learners engaged while offering the convenience that working adults require to get it done.... Read More
Review Date: 4/12/2020
Would Recommend: Yes
Helpful for Career: No
There is nothing wrong with SNHU, but you will be doing lots of homework in such short frames that it will be difficult to have an opportunity to actually grasp the material. SNHU is very "learning objective" based, so it will not be like in a traditional classroom where the homework and test reflect the overall mood and ability of the class; you will be expected to test or do homework on every subject matter in the book. Lower level coursework that I took with this university had very active professors... Read More
Review Date: 2/10/2019
Would Recommend: No
Helpful for Career: Yes
Financial services have been a nightmare to deal with, ,when transferring to a new school, despite having dropped classes several weeks before a new term, I was charged again. It's been over a month and I am still trying to deal with billing here. 0/10 on finances. I was refunded the pell grant, charged an additional 1800 for classes, and am just sitting here in the red for the time being. My instructors were great and knew their material well. Assignments and group discussioins were great.
Review Date: 6/20/2018
Would Recommend: No
Helpful for Career: No
The math degree at UIS was definitley doable. I think that the program provided clear to understand notes that are easily accessible online. I loved my professors and it felt like they were always available to talk or when I had questions. The program was clearly laid out and defined so that you could graduate in time. I remember that there were a couple of different routes that you could take when completing your undergraduate degree. You have the option to major in Statistics, or a more general... Read More
Review Date: 4/29/2019
Would Recommend: Yes
Helpful for Career: Yes
Advisors and professors have been incredibly helpful and attentive every step of the way. I did not feel like "another number"; I truly felt appreciated and encouraged to pursue my degree. Classes are well-structured and very clear-cut. Tuition was very reasonable, considering the quality of the education you receive. Fantastic experience all around!
Review Date: 4/19/2015
Would Recommend: Yes
Helpful for Career: No
This school is a great choice for students who need flexible scheduling. As long as you can manage your time and study/learn without being told specifically how to do everything, this is a great choice. I loved the fact that I could prove my knowledge without having to do a bunch of discussion board posts and other meaningless tasks like other online schools.
Review Date: 8/5/2014
Would Recommend: Yes
Helpful for Career: Yes
I was very skeptical of attending an online university. However, logistically it just made sense for me. The mentors at the school were wonderful in helping me when I was stuck, and great at motivating me to push on. One thing that I liked about WGU's teacher prep program was that it gave me a ton of preparation, and the requirements were higher than I expected. Even the teachers hosting me through my practicum and student teaching were shocked at how much I had to do to prepare to be a teacher.... Read More
Review Date: 8/4/2014
Would Recommend: Yes
Helpful for Career: Yes
For a while, everything was good at Stony Brook. My professors were good and actually taught the material. Recently, I switched my major to mathematics. However, when others found out about it, they warned me that the mathematics professors at Stony Brook were terrible. I wished I listened. I went from an A student to a C- student, and that's with a curve. The professors can't teach and still expect us to know everything. I'm pretty sure the only reason people are passing these kind of courses is... Read More
Review Date: 5/19/2021
Would Recommend: Yes
Helpful for Career: No
I WAS LOOKING FOR A SMALLER SCHOOL AND UIS FIT THAT PERFECTLY. GOOD INSTRUCTORS, WISH A FEW MORE OF THE MATH PROFESSORS SPOKE CLEARER ENGLISH. BIGGEST DRAWBACK WAS THE AMOUNT OF UPPER LEVEL MATH CLASSES THAT WERE ONLY AVAILABLE ONLINE AND HAD NO CLASSROOM OPTION.
Review Date: 5/31/2016
Would Recommend: Yes
Helpful for Career: No
Belmont Abbey is a small catholic school just outside of Charlotte, NC. The majority of students at the college are athletes which creates an interesting dynamic between class and athletic events. The Belmont community has a true friendly feel to it with several locals supporting the college. As a whole, my experience was a positive one in the classroom as professors always are there to give assistance especially after missing a class due to a game. While saying this, each professor still holds students... Read More
Review Date: 6/9/2019
Would Recommend: Yes
Helpful for Career: Yes
This university is a great academically stimulating environment. What I love about this university is that aside from being academically stimulating, it is very family friendly. From faculty down to students, everyone at the university is treated with dignity and respect.
Review Date: 6/29/2019
Would Recommend: Yes
Helpful for Career: Yes
Slippery Rock University is based in a small college town surrounded by a rural area. Most buildings where classes are held are a good five minute walk from the dorms. The farthest is 15 minutes from the dorms, essentially everything is congregated in the same space. It is a very safe campus, but can get boring now and again if you do not have a car. But, Slippery Rock does provide some on-campus activities during the week and weekends to try and get students out of their rooms. It is an involvement-heavy... Read More
Review Date: 7/1/2019
Would Recommend: Yes
Helpful for Career: No
The School of Mathematical and Statistical Sciences at Arizona State University is a great program for students interested in a career in applied mathematics, mathematical biology, and computation mathematics. However, students wanting to enter a field of theoretical research may want to look elsewhere. A vast majority of the faculty is interested in applied mathematics, and theoretical classes are not offered adequately for many undergraduate students. I am studying applied mathematics, however,... Read More
Review Date: 7/14/2017
Would Recommend: Yes
Helpful for Career: No
The University of Utah was a home away from home for me during my time as an undergrad. While scouting for colleges to attend, I had toured up to 15 different campuses and none had the same feeling that I had with the U. The first time I went to the university, we walked and walked for what seemed like only minutes when in reality we had taken up the entire afternoon. The University of Utah allows its students to learn, grow and prosper with many different clubs, activities, and open facilities.... Read More
Review Date: 6/1/2018
Would Recommend: Yes
Helpful for Career: No
The University at Albany is a great place both academically and socially for people of any background. The diversity of the University is one of my favorite parts. On top of that the different sizes of classes allows students to learn what type of setting they are most comfortable in.
Review Date: 6/27/2017
Would Recommend: Yes
Helpful for Career: Yes
William Jewell College could use some improvements in terms of academic advising and course choice assistance. However, the small community atmosphere is perfect for the "hometown" girl in me and anyone who likes small class sizes and personal connections would fit right in at Jewell. Jewell is another family and has so many extracurricular activities and events that are meant to engage and encourage student participation and involvement on campus.
Review Date: 9/26/2017
Would Recommend: Yes
Helpful for Career: No
UCI is a great school. The campus is very nice with beautiful trees and statues. It is a very quiet school, and the majority of people seem to be more introverted than students at other campuses. Compared to Cal State Fullerton and other schools in the area, UCI seems to have one of the most reserved student populations. This can be great if you like to be left alone to think, but it can also be isolating for some with higher social needs. Academically, the university pushed students to learn as... Read More
Review Date: 12/20/2017
Would Recommend: Yes
Helpful for Career: No
Rutgers University Newark College of Arts & Sciences was the obvious choice for me when it came time to decide where I would be best prepared to achieve my educational goals. After researching Rutgers Urban Teacher Education Program and learning that it was one of the top-ranked teacher certification programs in the state, I knew that I had found the ideal school that would not only help me become specialized in my desired area of focus, but would equip me with the skills and educational experiences... Read More
Review Date: 6/12/2017
Would Recommend: Yes
Helpful for Career: No