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2026 Most Affordable Online Mathematics Degrees

By Bailey Fletcher • Experts Deniz Çervatoğlu • Updated 2/26/2026

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2025 Most Affordable Online Degrees Badge

Find the cheapest online math degree from our list below. All tuition for bachelor's degrees are manually collected and verified by the OnlineU research team.

Key Takeaways: 

  • FSU leads by a wide margin, with annual tuition at just $1,000 in-state and $2,500 out-of-state, which is very low for a four-year online math degree.
  • Several schools — like DSU, LSU-A, Mayville State, and Liberty — offer flat tuition rates, reducing cost uncertainty for non-resident online students.

We only rank institutionally accredited schools. To read more, please review our methodology.

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All tuition numbers were manually collected and verified
Rank School Program Length Annual In-State Tuition Annual Out-of-State Tuition
# 1 #1 Fayetteville State University 4 years $1,000 $2,500
# 2 #2 Eastern New Mexico University - Main Campus 4 years $4,194 $6,174
# 3 #3 Thomas Edison State University 4 years $7,044 $9,122
# 4 #4 Dickinson State University 4 years $7,770 $7,770
# 5 #5 Louisiana State University - Alexandria 4 years $8,460 $8,460
# 6 #6 Valley City State University 4 years $8,519 $13,756
# 7 #7 Southern New Hampshire University Online 4 years $10,260 $10,260
# 8 #8 Mayville State University 4 years $10,421 $10,421
# 9 #9 Liberty University 4 years $11,700 $11,700
# 10 #10 Bellevue University 4 years $13,770 $13,770
# 11 #11 Ottawa University Online 4 years $15,180 $15,180
# 12 #12 Maryville University 4 years $17,250 $17,250
# 13 #13 Arizona State University, Online 4 years $17,400 $17,400
# 14 #14 Midway University 4 years $27,500 $27,500

Comparing Affordable Online Mathematics Degrees

Choosing the right online math degree can be stressful, so we've gathered all the relevant data together in one place, starting with tuition, like in the table above. Affordability, however, needs to be considered among other factors too, like a math program's specific focus as well as student outcomes in terms of salary and career. Below, we'll discuss these factors as well as retention and graduation trends, online scale, and student satisfaction to highlight which options deliver the best value in the long-run. 

Affordability: Which Online Mathematics Degree Offers the Best Value?

At the most affordable end for in-state yearly tuition it's FSU, with tuition at just $1,000/year. That's the cheapest online math degree available nationwide from an institutionally accredited school. It also has strong indicators of student engagement, including a 78% retention rate after students' first year in school and an online population of 2,300+ undergrads. 

ENMU follows closely at $4,194 per year. Besides low tuition, it boasts a 96% recommendation rate (based on students we've surveyed) and a similarly large online ecosystem, demonstrating that it has a mature and reliable virtual learning environment, which can be particularly helpful for working adults.

Several other schools on the list strike a nice balance between cost and access. TESU ($7,044) and LSUA ($8,460) both leverage significant online scale — in the top 10% nationally — to reduce scheduling friction and support consistent degree progress. Meanwhile, DSU and VCSU, both priced under $9,000, appeal to students seeking smaller online cohorts.

The chart illustrates how even modest differences in annual tuition compound significantly over a four-year degree, shaping long-term financial risk. At the lowest end, FSU’s affordable yearly tuition amounts to an estimated $4,000 total cost, while ENMU remains under $17,000 over four years.

Why Your Math Specialization Could Define Your Career

Most online math degrees provide broad-based curricula, covering essential topics like calculus, linear algebra, and statistics. However, some institutions offer specialized tracks that can significantly impact career opportunities. 

Fields such as applied mathematics, data science, actuarial science, and mathematical finance each lead to distinct job markets, with varying demand and salary potential. A concentration in Data Science, for instance, can open doors to roles in machine learning and analytics, while an Actuarial Science focus can help those pursuing careers in risk assessment and insurance. 

Choosing the right specialization not only refines your skill set but also enhances your employability in high-growth industries. 

Across the programs in this ranking, schools use distinct specialization strategies to align math training with specific career pathways. Here are some examples from our list of the most affordable options: 

Actuarial Science and Financial Modeling: LSUA embeds actuarial preparation into its mathematics degree. Online math students complete courses aligned with SOA Exams P and FM while preparing for credentials such as CAP and SAS Data Scientist.

Data Science and Applied Analytics: Several programs integrate computation into the math curriculum. LSUA’s data science track includes data mining, predictive modeling, and database systems, while SNHU’s Applied Mathematics concentration covers statistical analysis, operations research, and dynamical modeling using industry tools like Python, MATLAB, and R. 

Engineering and Applied STEM Pathways: FSU takes a research approach by exposing math students to optimization, control theory, and computational methods, including applied research in real-world modeling. Its 3+2 engineering partnership with NC State further expands opportunities in engineering and advanced STEM fields.

Teaching and Education-Focused Tracks: For students planning to enter the classroom, specialization can streamline licensure. ENMU offers emphases in Teaching, Industrial Mathematics, and Statistics, for instance. MidwayU’s Secondary Education - Mathematics track goes further by embedding licensure coursework, clinical placements, and Praxis exam support.

Selecting a math specialization is a strategic step toward securing a competitive career in today’s evolving job market. 

Whether aiming for high-paying actuarial roles, data-driven tech positions, or impactful careers in education, a carefully chosen concentration can provide a clear path toward specific industry opportunities. Plus, with affordable online options available, students can gain specialized expertise without the burden of excessive debt. 

Why a Mathematics Degree Opens Far More Career Paths Than Students Expect

Headshot of Deniz Çervatoğlu

Mathematics Graduate

Deniz Çervatoğlu has a bachelor’s degree in mathematics from Gebze Teknik Üniversitesi, where Deniz graduated in 2023. With an academic background grounded in calculus, statistics, linear algebra, and optimization, Deniz provides a helpful perspective when it comes to how mathematical thinking translates beyond traditional career paths like teaching or banking.

Which areas of mathematics translate well to online instruction?

"Online platforms are well-suited to support theoretical and computational topics such as calculus, statistics, and linear algebra because all these subjects rely on algorithms and software applications that are available online. On the other hand, proof-heavy abstract algebra, which includes a greater level of collaboration, may be less conducive to the online format due to its nature; however, digital whiteboards and specialized LaTeX forums are beginning to make proof-heavy work more achievable in the online environment."



"People who want to study mathematics should understand it is more than numbers and theory. It has applications everywhere."


What misconceptions do students often have about the usefulness or applicability of a math degree?

"The biggest misconception is that a degree in mathematics only leads to teaching or academia. In reality, mathematics is used in car manufacturing and in calculating bacterial counts. Even mathematicians working in banks still use epsilons and deltas in their daily work. Students often underestimate how much employers value the structured thinking and logical rigor that mathematics graduates possess, even if they don't use a specific theorem in their daily work."

What are the pros and cons of a general mathematics degree versus a specialized track?

  • "Pros of the general mathematics degree: Maximum versatility; prepares you for a wide range of graduate programs.

  • Cons of the general mathematics degree: It requires more self-study to "prove" job-readiness for specific roles such as data analysis. You might need to study Python or MATLAB more by yourself.

  • Pros of the specialized: Often includes internships and industry-standard certifications so you can learn the job when you study.

  • Cons of the specialized: Can feel restrictive if you decide to pivot to a different field later."

Math degrees can be incredibly versatile. What kinds of careers can students get with a bachelor's in math

"Studying mathematics is not just about becoming an academician. People who want to study mathematics should understand it is more than numbers and theory. It has applications everywhere. 

Mathematics students can be a tutor. Especially, if they are willing to earn money as a side job... They can also work in logistics. I did my thesis on transportation problems... Finance is also another career that they can get into. A mathematician can understand and comment on graph since they take data analysis class.

My actual advise is don´t be discouraged by the people who say 'Why do you study maths? Will you just become an academician?' Show them that the power of mathematics can be used in many fields of work."


EXPERT TIP


"If students do not want to focus on costs, volunteering or assisting in laboratories can help them develop their learning and practical skills. Also, a program that has strong ties to local tech hubs, finance firms, or research labs through co-ops and internships is worth more than a prestigious name. Applied experience is what gets you hired."


Want an online degree that's:

  • Affordable
  • Popular
  • Highly Rated
  • Military-friendly

We've got them. Let's get started.

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FAQs About Affordable Online Math Degrees

What Are the Admission Requirements for an Online Mathematics Degree?


Most programs require a high school diploma or GED, and some may have a minimum GPA requirement (often 2.5 or higher). Applicants typically submit transcripts, a personal essay, and letters of recommendation. SAT or ACT scores may also be required for more competitive programs.

Can I Complete a Mathematics Degree Entirely Online?


Many accredited schools offer fully online mathematics degrees with the same faculty and coursework as their on-campus counterparts. At OnlineU, we feature only accredited institutions to ensure academic quality. Online learning offers flexibility, making it easier for students to balance their studies with work and personal commitments.

What Courses Are Typically Included in an Online Mathematics Degree?


The core coursework for an online math degree builds a strong mathematical foundation, covering essential concepts used in engineering, data science, and finance.

  • Calculus: Covers limits, derivatives, integrals, and infinite series, teaching students to solve problems involving rates of change and area calculations
  • Linear Algebra: Explores vector spaces, matrices, and linear transformations, essential for applications in engineering and computer science
  • Probability and Statistics: Introduces probability distributions, statistical inference, and hypothesis testing — key skills for data analysis
  • Discrete Mathematics: Focuses on logic, set theory, combinatorics, and graph theory, crucial for fields like cryptography and algorithm design

Course offerings may vary by school, but these foundational topics prepare students for careers in applied mathematics, technology, and research

How Long Does It Take To Earn an Online Mathematics Degree?


A bachelor's degree typically requires 120 credits and takes about four years for full-time students. Part-time students may take longer, while some accelerated programs allow for faster completion.

How Can I Afford an Online Mathematics Degree?


Earning an online bachelor's in mathematics requires careful financial planning, but there are several ways to make it more affordable. Most students use a combination of savings, income, loans, scholarships, and grants to fund their education. To reduce costs, consider these key strategies:

  • Choose an Online Program: Many online math programs charge lower tuition rates than traditional on-campus options, and some offer in-state tuition to all online students. Plus, learning from home eliminates costs for room, board, and commuting.
  • Consider an Affordable School: Tuition varies widely, with public in-state schools averaging $9,375 per year compared to $32,825 at private institutions. Unless a specific program or prestige is essential, choosing a more affordable school can save thousands.
  • Start at a Community College: Taking general education courses at a low-cost community college before transferring to a four-year institution can significantly cut expenses. There are even online community colleges to choose from. 
  • Live in a More Affordable Area: If you're studying online, relocating to a lower-cost city or state can reduce living expenses.
  • Work While Studying: A full-time or part-time job can help cover tuition and minimize student loan debt, though balancing work and school may require a lighter course load.
  • Apply for Financial Aid: Federal and state aid, institutional grants, and private scholarships can help offset costs. Grants and scholarships don’t require repayment, making them the best funding sources.

To qualify for federal aid, students must enroll in an accredited institution and complete the FAFSA. Additionally, comparing student loan options and using a repayment calculator can help estimate total costs before borrowing. By planning ahead, students can make a math degree more affordable while minimizing debt.

What Are the Career Prospects for Mathematics Graduates?


Mathematics graduates have strong career opportunities, with salaries that significantly exceed the national median. According to the Bureau of Labor Statistics (), the median annual wage for mathematicians was $121,680 in 2024 (with the highest 10% earning $187,660), while statisticians earned around $103,300. 

Most mathematicians and statisticians work full-time, sometimes requiring overtime to meet deadlines. Career advancement often comes with experience and specialization, with opportunities in research, government, technology, finance, and healthcare. 

Considering a master’s degree to advance your career? Earning an affordable online master’s in mathematics or a master's in economics can open doors to higher salaries and specialized roles in data science, finance, and research. 

Student Reviews of Online Mathematics Programs

Ray, Graduated 1967

Attended: California State University-Long Beach

The college was a commuter school. As such, I got my required courses using day and evening classes. The evening classes had many adults emphasizing learning versus grades. The professors were challenged if there was insufficient value to the lectures. It was important to plan your class schedule across multiple semesters. Your current class level determined your priority for over-filled courses. Still, timeliness was very important. Joining the International Club provided diversity across world... Read More

Review Date: 11/9/2013

Attended: California State University-Long Beach

Overall Rating: 4/5

Experience Rating: 4/5

Instruction Rating: 3/5

Would Recommend: Yes

Helpful for Career: Yes

Ray, Graduated 1967

Hope, Graduated 2020

Attended: Western Governors University

I think attending WGU was one of the best decisions I've ever made. I attended a brick & mortar school years ago, but life happened and I didn't get my degree. I had 90 credits at my old school and WGU only accepted 17 of them. But that was okay. Why? Because I was able to knock out 2 classes per month and earn my Bachelors degree at WGU in only 1.5 years. The classes were an average level of challenge and I felt as if I learned a lot during my journey. Dealing with the financial aid department was... Read More

Review Date: 12/28/2020

Attended: Western Governors University

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: No

Hope, Graduated 2020

J David, Graduated 2020

Attended: University of Illinois at Springfield

I cannot express how happy I found the UIS online degree program. I decided to go back to school for the 4th time in my mid-forties and finally get my bachelors degree. I've tried several different programs with different schools over the last 20 years and was never successful in balancing a full time job with schoolwork. UIS has created the perfect program for working adults. It is challenging enough to keep learners engaged while offering the convenience that working adults require to get it done.... Read More

Review Date: 4/12/2020

Attended: University of Illinois at Springfield

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: No

J David, Graduated 2020

Mixed Experience, Graduated 2019

There is nothing wrong with SNHU, but you will be doing lots of homework in such short frames that it will be difficult to have an opportunity to actually grasp the material. SNHU is very "learning objective" based, so it will not be like in a traditional classroom where the homework and test reflect the overall mood and ability of the class; you will be expected to test or do homework on every subject matter in the book. Lower level coursework that I took with this university had very active professors... Read More

Review Date: 2/10/2019

Overall Rating: 3/5

Experience Rating: 4/5

Instruction Rating: 1/5

Would Recommend: No

Helpful for Career: Yes

Mixed Experience, Graduated 2019

Zulu Hotel, Graduated 2018

Attended: Rasmussen University Online

Financial services have been a nightmare to deal with, ,when transferring to a new school, despite having dropped classes several weeks before a new term, I was charged again. It's been over a month and I am still trying to deal with billing here. 0/10 on finances. I was refunded the pell grant, charged an additional 1800 for classes, and am just sitting here in the red for the time being. My instructors were great and knew their material well. Assignments and group discussioins were great.

Review Date: 6/20/2018

Attended: Rasmussen University Online

Overall Rating: 2.5/5

Experience Rating: 1/5

Instruction Rating: 4/5

Would Recommend: No

Helpful for Career: No

Zulu Hotel, Graduated 2018

Marcus Suzuki, Graduated 2018

Attended: University of Illinois at Springfield

The math degree at UIS was definitley doable. I think that the program provided clear to understand notes that are easily accessible online. I loved my professors and it felt like they were always available to talk or when I had questions. The program was clearly laid out and defined so that you could graduate in time. I remember that there were a couple of different routes that you could take when completing your undergraduate degree. You have the option to major in Statistics, or a more general... Read More

Review Date: 4/29/2019

Attended: University of Illinois at Springfield

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Marcus Suzuki, Graduated 2018

Lyndsay, Graduated 2016

Advisors and professors have been incredibly helpful and attentive every step of the way. I did not feel like "another number"; I truly felt appreciated and encouraged to pursue my degree. Classes are well-structured and very clear-cut. Tuition was very reasonable, considering the quality of the education you receive. Fantastic experience all around!

Review Date: 4/19/2015

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: No

Lyndsay, Graduated 2016

Melissa, Graduated 2014

Attended: Western Governors University

This school is a great choice for students who need flexible scheduling. As long as you can manage your time and study/learn without being told specifically how to do everything, this is a great choice. I loved the fact that I could prove my knowledge without having to do a bunch of discussion board posts and other meaningless tasks like other online schools.

Review Date: 8/5/2014

Attended: Western Governors University

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Melissa, Graduated 2014

Ashley, Graduated 2013

Attended: Western Governors University

I was very skeptical of attending an online university. However, logistically it just made sense for me. The mentors at the school were wonderful in helping me when I was stuck, and great at motivating me to push on. One thing that I liked about WGU's teacher prep program was that it gave me a ton of preparation, and the requirements were higher than I expected. Even the teachers hosting me through my practicum and student teaching were shocked at how much I had to do to prepare to be a teacher.... Read More

Review Date: 8/4/2014

Attended: Western Governors University

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Ashley, Graduated 2013

Clayton Besse, Graduated 2010

Attended: University of Illinois at Springfield

University of Illinois at Springfield is a fine liberal arts school. The education I received greatly prepared me for my future career. I am married with three kids. After completing the de gree, I was able to find a job that I love. The education I received at UIS has been invaluable in my career.

Review Date: 12/7/2025

Attended: University of Illinois at Springfield

Overall Rating: 4/5

Experience Rating: 4/5

Instruction Rating: 4/5

Would Recommend: Yes

Helpful for Career: Yes

Clayton Besse, Graduated 2010

Arondo, Graduated 2026

Attended: Indiana University - Bloomington

My school was great. There were some issues with the higher level honors classes. It seemed that the more niche a subject was, the harder it was for the professor to explain it despite being an expert. Overall, I had a great time and the culture is fun and welcoming. The school seemed to just lack a bit more on the academic side than the cultural/social side.

Review Date: 12/5/2025

Attended: Indiana University - Bloomington

Overall Rating: 3.5/5

Experience Rating: 4/5

Instruction Rating: 3/5

Would Recommend: Yes

Helpful for Career: No

Arondo, Graduated 2026

Arondo, Graduated 2026

Attended: Indiana University - Bloomington

My school was great. There were some issues with the higher level honors classes. It seemed that the more niche a subject was, the harder it was for the professor to explain it despite being an expert. Overall, I had a great time and the culture is fun and welcoming. The school seemed to just lack a bit more on the academic side than the cultural/social side.

Review Date: 12/5/2025

Attended: Indiana University - Bloomington

Overall Rating: 3.5/5

Experience Rating: 4/5

Instruction Rating: 3/5

Would Recommend: Yes

Helpful for Career: No

Arondo, Graduated 2026

tp, Graduated 2026

Attended: The University of Texas at Austin

UT Austin a good school because it has many, many opportunities for students. The university is very big so you can switch between disciplines during your time at UT and can have many chances to find your way to get into a good career path. The professors are generally nice, but I will admit are a bit too incentivized to have easy courses as opposed to more meaningful ones.

Review Date: 12/8/2025

Attended: The University of Texas at Austin

Overall Rating: 4.5/5

Experience Rating: 5/5

Instruction Rating: 4/5

Would Recommend: Yes

Helpful for Career: Yes

tp, Graduated 2026

ER, Graduated 2023

Attended: Washington University in St. Louis

I loved going to this school and getting to know the ;professors and people there. I took scuhd interesting classes and elearned from peole who were very dedicated to their craft. I had a great time at all of the events and clubs and there is never nothing to do.

Review Date: 12/8/2025

Attended: Washington University in St. Louis

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

ER, Graduated 2023

X, Graduated 2022

Attended: Stony Brook University

For a while, everything was good at Stony Brook. My professors were good and actually taught the material. Recently, I switched my major to mathematics. However, when others found out about it, they warned me that the mathematics professors at Stony Brook were terrible. I wished I listened. I went from an A student to a C- student, and that's with a curve. The professors can't teach and still expect us to know everything. I'm pretty sure the only reason people are passing these kind of courses is... Read More

Review Date: 5/19/2021

Attended: Stony Brook University

Overall Rating: 3/5

Experience Rating: 3/5

Instruction Rating: 4/5

Would Recommend: Yes

Helpful for Career: No

X, Graduated 2022

Anonymous, Graduated 2009

Attended: University of Illinois at Springfield

I WAS LOOKING FOR A SMALLER SCHOOL AND UIS FIT THAT PERFECTLY. GOOD INSTRUCTORS, WISH A FEW MORE OF THE MATH PROFESSORS SPOKE CLEARER ENGLISH. BIGGEST DRAWBACK WAS THE AMOUNT OF UPPER LEVEL MATH CLASSES THAT WERE ONLY AVAILABLE ONLINE AND HAD NO CLASSROOM OPTION.

Review Date: 5/31/2016

Attended: University of Illinois at Springfield

Overall Rating: 3/5

Experience Rating: 3/5

Instruction Rating: 3/5

Would Recommend: Yes

Helpful for Career: No

Anonymous, Graduated 2009

Alexander, Graduated 2023

Attended: University of Illinois Urbana - Champaign

The University of Illinois at Urbana-Champaign was a great school, I really enjoyed my time there. The campus was great and decently walkable, we had a great bus system that allowed you to get all around the town. Campus nightlife was excellent, you never felt like there was nothing to do. Academics were great, I loved all my classes and professors.

Review Date: 1/14/2026

Attended: University of Illinois Urbana - Champaign

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Alexander, Graduated 2023

Alexander, Graduated 2023

Attended: University of Illinois Urbana - Champaign

The University of Illinois at Urbana-Champaign was a great school, I really enjoyed my time there. The campus was great and decently walkable, we had a great bus system that allowed you to get all around the town. Campus nightlife was excellent, you never felt like there was nothing to do. Academics were great, I loved all my classes and professors.

Review Date: 1/14/2026

Attended: University of Illinois Urbana - Champaign

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Alexander, Graduated 2023

Jayson, Graduated 2020

Attended: Dordt University

The community connection and level of academic care I received was exceptional at Dordt. Due to the smaller size and values of Dordt, your professors are more available and engaging than I would imagine how a larger university operates. Dordt is also a wonderful place to live with great amenities. Overall, I am glad I attended Dordt.

Review Date: 1/14/2026

Attended: Dordt University

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Jayson, Graduated 2020

Dylan Larsen, Graduated 2020

Attended: Macalester College

College provided a ton of support for me as a learner and as a person. Introduced me to many topics outside the classroom like pronouns. The professors both challenged and nurtured me in the classroom by being incredibly available to lend an ear to both in and out of class issues.

Review Date: 2/10/2026

Attended: Macalester College

Overall Rating: 5/5

Experience Rating: 5/5

Instruction Rating: 5/5

Would Recommend: Yes

Helpful for Career: Yes

Dylan Larsen, Graduated 2020

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